About Us
Purpose: To represent IBAT associate members and to serve as a resource for bankers, IBAT staff, and for emerging legislative and regulatory issues.
The chairman sits on the IBAT Board of Directors.
The Council meets quarterly. Each council member has a term of three years which can be renewed once. Learn more.
Members
Feel free to email Council Members with comments, concerns, questions or ideas.
| Council Member | Title | Company | |
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Ryan Esquell, Chairman
|
Sales Director | Abound Resources | resquell@aboundresources.com |
![]() William (Billy) Granville, III, CLU, ChFC |
Owner/Managing Member | Granville Financial Group | billy@granvillegrp.com |
|
|
Principal | Phase Engineering, Inc. | Melanie@PhaseEngineering.com |
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Mike Griffith
|
Business Development Manager | CalTech | mike.griffith@caltech.com |
| Janine Kasper | Sales Executive | Deluxe Financial Services | janine.kasper@deluxe.com |
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Joanne Posen
|
Account Executive | Cornerstone Correspondent Lending | jposen@houseloan.com |
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Jay Kempton
|
President & CEO | Advantage Health Plans Trust | jkempton@kemptongroup.com |
![]() Kathy Smith |
President | Bank Compensation Consulting, Inc. | kathy.smith@bcc-usa.com |
|
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Vice President - Technology Compliance | GarlandHeart | heath@garlandheart.com |
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Darlene Revers
|
Vice President - Member Relations & Advertising Manager | IBAT | drevers@ibat.org |
Accomplishments
- More recognition for Associate Members (ribbons at Convention and recognition at Convention General Session).
- Established Associate Member Orientation and working on an Associate Member Information Exchange.
- 2006 Council recommendation to IBAT Dues Task Force regarding Associate Member (AM) dues tiered structure which was adopted.
- Working on community service project(s) for the involvement of Associate Members with bankers.
- Status letter to AMs to let them know what is going on at IBAT and what the Council is doing for them.
- New letter to welcome new AMs.
- Web Enhancements on AM Search.
- AM Survey developed, distributed, results tallied and working areas of concern from the survey (website, Forum).
- Implemented the use of the tiered structure created for dues to recognize AMs for the Five*Star Award.
- Created and implement a process to review product/service listing requested and revised current list, dividing into those used and those needed.
- Responsible for the recommendation of the “Speed Dating” at the Leadership Division Conference that was adopted by staff.








