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Question: We are working out the details of a merchant remote capture deposit program. We understand that Check 21 facilitates our bank letting the merchant scan checks and remotely deposit them digitally into their account. But can we authorize our commercial customers to initiate deposits via ACH?
Answer: Yes. But you need to fine tune your agreement to deal with the requirements of NACHA to make sure that your customers comply with the notice and other requirements for truncating checks.
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