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Holidays
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Question: What days are banks required to be closed by law? Answer: Actually, the holiday statute for state banks was repealed. National banks are authorized by 12 USC 95 to honor the legal holidays specified by state law. In the absence of mandated holidays, banks generally recognize the "legal" holidays specified by the Fed. Here is a link to the Fed holiday schedule: http://dallasfed.org/fed/holidays.html
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