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<channel>
 <title>Consumer Tips Archives</title>
 <link>http://www.ibat.org/consumer-tips-archives</link>
 <description>An archive of Consumer Tips</description>
 <language>en</language>
<item>
 <title>Consumer Tips July 2010</title>
 <link>http://www.ibat.org/pdfs/2010/07/02/consumer-tips-july-2010</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/July_Tips_2010.pdf" length="228495" type="application/pdf" />
 <pubDate>Fri, 02 Jul 2010 11:32:49 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4187 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips June 2010</title>
 <link>http://www.ibat.org/pdfs/2010/06/02/consumer-tips-june-2010</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/June_Tips_2010.pdf" length="167786" type="application/pdf" />
 <pubDate>Wed, 02 Jun 2010 11:46:41 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4188 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips May 2010</title>
 <link>http://www.ibat.org/pdfs/2010/05/03/consumer-tips-may-2010</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/May_Tips_2010.pdf" length="139641" type="application/pdf" />
 <pubDate>Mon, 03 May 2010 09:47:39 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3955 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips April 2010</title>
 <link>http://www.ibat.org/pdfs/2010/04/01/consumer-tips-april-2010</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/foundation">Foundation</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/April_Tips_2010.pdf" length="246453" type="application/pdf" />
 <pubDate>Thu, 01 Apr 2010 12:00:50 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3848 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips March 2010</title>
 <link>http://www.ibat.org/pdfs/2010/03/02/consumer-tips-march-2010</link>
 <description>&lt;br /&gt;
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&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/trust">Trust</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/MarchTips2010.pdf" length="189464" type="application/pdf" />
 <pubDate>Tue, 02 Mar 2010 13:23:20 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3688 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips February 2010</title>
 <link>http://www.ibat.org/pdfs/2010/02/08/consumer-tips-february-2010</link>
 <description>&lt;br /&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/FebruaryTips2010.pdf" length="261300" type="application/pdf" />
 <pubDate>Mon, 08 Feb 2010 08:17:23 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3588 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips November 2009</title>
 <link>http://www.ibat.org/pdfs/2009/11/12/consumer-tips-november-2009</link>
 <description>&lt;br /&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/NovemberTips2009.pdf" length="160044" type="application/pdf" />
 <pubDate>Thu, 12 Nov 2009 13:38:20 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3207 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips September 2009</title>
 <link>http://www.ibat.org/pdfs/2009/08/31/consumer-tips-september-2009</link>
 <description>&lt;br /&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/September Tips 2009.pdf" length="127796" type="application/pdf" />
 <pubDate>Mon, 31 Aug 2009 08:39:19 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2681 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips August 2009</title>
 <link>http://www.ibat.org/pdfs/2009/08/03/consumer-tips-august-2009</link>
 <description>&lt;br /&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/August Tips 2009.pdf" length="99906" type="application/pdf" />
 <pubDate>Mon, 03 Aug 2009 07:50:14 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2550 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips July 2009</title>
 <link>http://www.ibat.org/pdfs/2009/07/06/consumer-tips-july-2009</link>
 <description>&lt;br /&gt;
&lt;input id=&quot;gwProxy&quot; type=&quot;hidden&quot; /&gt;&lt;!--Session data--&gt;&lt;input onclick=&quot;jsCall();&quot; id=&quot;jsProxy&quot; type=&quot;hidden&quot; /&gt;
&lt;div id=&quot;refHTML&quot;&gt;
&lt;/div&gt;
&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/trust">Trust</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/July Tips 2009.pdf" length="99098" type="application/pdf" />
 <pubDate>Mon, 06 Jul 2009 08:29:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2419 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips June 2009</title>
 <link>http://www.ibat.org/pdfs/2009/06/12/consumer-tips-june-2009</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/June Tips 2009.pdf" length="127807" type="application/pdf" />
 <pubDate>Fri, 12 Jun 2009 08:23:25 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2247 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips May 2009</title>
 <link>http://www.ibat.org/pdfs/2009/05/01/consumer-tips-may-2009</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/May Tips 2009.pdf" length="129281" type="application/pdf" />
 <pubDate>Fri, 01 May 2009 15:24:59 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2028 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips April 2009</title>
 <link>http://www.ibat.org/pdfs/2009/04/02/consumer-tips-april-2009</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/foundation">Foundation</category>
 <category domain="http://www.ibat.org/category/categories/trust">Trust</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/April Tips 2009.pdf" length="129713" type="application/pdf" />
 <pubDate>Thu, 02 Apr 2009 08:12:32 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1737 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips March 2009</title>
 <link>http://www.ibat.org/pdfs/2009/03/02/consumer-tips-march-2009</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/March Tips 2009-1.pdf" length="109328" type="application/pdf" />
 <pubDate>Mon, 02 Mar 2009 14:28:39 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1468 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips February 2009</title>
 <link>http://www.ibat.org/pdfs/2009/02/23/consumer-tips-february-2003</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/trust">Trust</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/February Tips 2009.pdf" length="133176" type="application/pdf" />
 <pubDate>Mon, 23 Feb 2009 08:47:09 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1410 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips November 2008</title>
 <link>http://www.ibat.org/pdfs/2008/12/01/november-2008-consumer-tips</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <enclosure url="http://www.ibat.org/files/PDFs/November Tips 2008.pdf" length="105240" type="application/pdf" />
 <pubDate>Mon, 01 Dec 2008 15:05:35 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">587 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips October 2008</title>
 <link>http://www.ibat.org/pdfs/2008/10/03/consumer-tips-october-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <enclosure url="http://www.ibat.org/files/PDFs/October Tips 2008.pdf" length="104662" type="application/pdf" />
 <pubDate>Fri, 03 Oct 2008 14:45:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">640 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips September 2008</title>
 <link>http://www.ibat.org/pdfs/2008/09/03/consumer-tips-september-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/September Tips 2008.pdf" length="100280" type="application/pdf" />
 <pubDate>Wed, 03 Sep 2008 14:44:03 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">639 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips August 2008</title>
 <link>http://www.ibat.org/pdfs/2008/08/03/consumer-tips-august-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/investment-portfolio-management">Investment Portfolio Management</category>
 <category domain="http://www.ibat.org/category/categories/trust">Trust</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/August Tips 2008.pdf" length="104076" type="application/pdf" />
 <pubDate>Sun, 03 Aug 2008 14:42:22 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">638 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips July 2008</title>
 <link>http://www.ibat.org/pdfs/2008/07/03/consumer-tips-july-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/July Texas Tips 2008.pdf" length="103896" type="application/pdf" />
 <pubDate>Thu, 03 Jul 2008 14:40:47 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">637 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips June 2008</title>
 <link>http://www.ibat.org/pdfs/2008/06/03/consumer-tips-june-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/June Tips 2008.pdf" length="104213" type="application/pdf" />
 <pubDate>Tue, 03 Jun 2008 14:38:20 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">636 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips May 2008</title>
 <link>http://www.ibat.org/pdfs/2008/05/03/consumer-tips-may-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/May Tips 2008.pdf" length="98656" type="application/pdf" />
 <pubDate>Sat, 03 May 2008 14:33:09 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">635 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips April 2008</title>
 <link>http://www.ibat.org/pdfs/2008/04/03/consumer-tips-april-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/April Tips 2008.pdf" length="100115" type="application/pdf" />
 <pubDate>Thu, 03 Apr 2008 14:31:32 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">634 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips March 2008</title>
 <link>http://www.ibat.org/pdfs/2008/03/03/consumer-tips-march-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/PDFs/March Tips 2008.pdf" length="103618" type="application/pdf" />
 <pubDate>Mon, 03 Mar 2008 13:29:51 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">633 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Tips February 2008</title>
 <link>http://www.ibat.org/pdfs/2008/02/03/consumer-tips-february-2008</link>
 <description>&lt;br /&gt;&lt;h2&gt;You must be a Member to view this content.&lt;/h2&gt;
&lt;p&gt;Please &lt;a href=&quot;http://my.ibat.org/login?redirect=http%3A%2F%2Fwww.ibat.org%2Fconsumer-tips-archives%2Ffeed&quot;&gt;click here&lt;/a&gt; to log in.&lt;/p&gt;</description>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/consumer-tips">Consumer Tips</category>
 <enclosure url="http://www.ibat.org/files/PDFs/February Tips 2008.pdf" length="100622" type="application/pdf" />
 <pubDate>Sun, 03 Feb 2008 13:28:01 -0600</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">632 at http://www.ibat.org</guid>
</item>
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