Credit Analysis Summit

Filed under

Printer-friendly Version

Quick links:

About the Summit

Topics:

Credit Analysis Procedures

Purpose of Loan Analysis
Regulatory Authorities
Loan Grading

Financial Statement Analysis

Purpose of Financial Statement Analysis
Analytical Techniques
Cash Flow Analysis—SFAS 95/UCA Cash Flow
Converting Tax Return Income to Cash
Industry Comparisons
Working Capital Conversion Cycle

Non-Financial Credit Considerations

Character
Management Ability
Industry

The Credit Write-Up

Critiquing Sample Credit Write-Up
Collateral
Valuation Issues
Accounts Receivable and Industry Considerations
Tracking Systems

Regulatory Underwriting Expectations

Grading of Credits

Discussion of Key Components of Risk Ratings
Discussion of Various Grading Systems

Who Should Attend?

This summit will benefit real estate lenders and others involved with lending on real estate, loan review personnel, credit administration, accountants, other consultants, and regulators.

Hotel Accommodations

Attendees may call the Sheraton Hotel directly at 888.627.8191 and ask for the IBAT Education Foundation— Credit Analysis Summit rate of $135 single occupancy. Reservations should be made by March 30, 2012.

Continuing Education

This seminar will provide six (6) hours of Continuing Education Credits (CEU’s).