Advanced Credit Analysis Summit

Advanced Credit Analysis Summit
November 1-2, 2012

About the Summit

Designed for a more experienced audience, this two day program covers financial statement analysis concepts and SFAS 95 cash flow analysis in more depth, applying UCA cash flow analysis to specific types of loans. Case studies are used extensively to cover underwriting issues, policy guidelines, working capital needs, business risks, collateral valuation, borrowing base financing, and other issues as they pertain to commercial credits.

Agenda

Days 1 & 2

Current Trends in Banking
Peer Group Discussion—Issues and Problems
Designed for peer group discussion regarding financial
analytical issues, questions or comments
Overview of Financial Statement Analysis
Software Applications

Case Studies—General Commercial Financing

Underwriting issues
Policy Guidelines
Competition—How it affects judgment
Permanent working capital vs. short-term working
capital
Business risks
Industry ranking
Collateral valuation
Analysis of rapidly growing company
Borrowing base financing
Historic financial review
Guarantor analysis
Development of corrective recommendations

Interim Construction Financing

Assess underwriting quality
Controlling credit risks
Credit administration issues
Collateral valuation
Secondary repayment sources
Financial Review
Development of corrective recommendations

Special Financing

Industry risk
Percentage of completion vs. completed contract
billings
Understanding profitability of unique industries
Leverage and liquidity review of specialized industries
What went wrong

Who Should Attend?

This summit will benefit real estate lenders and others involved with lending on real estate, loan review personnel, credit administration, accountants, other consultants, and regulators.

Hotel Accommodations

Attendees may call the Sheraton at 800.325.3535 and ask for the IBAT Education Foundation—Advanced Credit Analysis Summit rate of $139 single occupancy. Reservations should be made by October 1, 2012.