Advanced Credit Analysis Summit

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    Advanced Credit Analysis Summit
    November 1-2, 2012

    About the Summit

    Designed for a more experienced audience, this two day program covers financial statement analysis concepts and SFAS 95 cash flow analysis in more depth, applying UCA cash flow analysis to specific types of loans. Case studies are used extensively to cover underwriting issues, policy guidelines, working capital needs, business risks, collateral valuation, borrowing base financing, and other issues as they pertain to commercial credits.

    Agenda

    Days 1 & 2

    • Current Trends in Banking
    • Peer Group Discussion—Issues and Problems
    • Designed for peer group discussion regarding financial
    • analytical issues, questions or comments
    • Overview of Financial Statement Analysis
    • Software Applications

    Case Studies—General Commercial Financing

    • Underwriting issues
    • Policy Guidelines
    • Competition—How it affects judgment
    • Permanent working capital vs. short-term working
    • capital
    • Business risks
    • Industry ranking
    • Collateral valuation
    • Analysis of rapidly growing company
    • Borrowing base financing
    • Historic financial review
    • Guarantor analysis
    • Development of corrective recommendations

    Interim Construction Financing

    • Assess underwriting quality
    • Controlling credit risks
    • Credit administration issues
    • Collateral valuation
    • Secondary repayment sources
    • Financial Review
    • Development of corrective recommendations

    Special Financing

    • Industry risk
    • Percentage of completion vs. completed contract
    • billings
    • Understanding profitability of unique industries
    • Leverage and liquidity review of specialized industries
    • What went wrong

    Who Should Attend? 

    This summit will benefit real estate lenders and others involved with lending on real estate, loan review personnel, credit administration, accountants, other consultants, and regulators.

    Hotel Accommodations

      Attendees may call the Sheraton at 800.325.3535 and ask for the IBAT Education Foundation—Advanced Credit Analysis Summit rate of $139 single occupancy. Reservations should be made by October 1, 2012.

      Continuing Education

      This seminar will provide twelve (12) hours of Continuing Education Credits (CEU’s).

      Advanced Credit Analysis

      Advanced Credit Analysis Summit Brochure

      Place: San Antonio, TX

      Sheraton Hotel
      205 East Houston Street
      San Antonio, TX 78205


      Date:
      November 1-2, 2012

      Thank
      you to our sponsors:

      GOLD

      Accusource

      csc
      Talaris

      BRONZE

      Condley and Company, L.L.P.

      Deluxe Financial Services