Compliance: Are your policies and procedures effective enough to ensure compliance and prevent violations? Are your advertising and product offerings evaluated to ensure compliance to avoid any unfair, deceptive or abusive acts or practices?
Changes: Have you determined how the provisions of the Dodd-Frank Act will affect your existing and future lending processes?
Complexity: Are you overwhelmed by the complexity of recent developments in real-estate related regulations?
Consequences: Are you concerned about the increasing number of penalties assessed for noncompliance?
Confidence: Consumer protection laws are becoming more complex and the consequences of noncompliance more severe. Professional Bank Services will help you confidently navigate the maze of federal lending regulations during our annual two-day lending compliance program. The program focuses on those regulatory issues that are particularly high risk and subject to intense examiner scrutiny. Our experienced speakers will address regulatory “hot topics”, common problems, and pending legislation that could significantly affect your institution. Additionally, the accompanying manual is an essential resource for a comprehensive, yet practical, analysis of compliance topics applicable to all financial institutions.
The following topics and regulatory focal points are addressed during this program:
- Equal Credit Opportunity Act - Regulation B
- Real Estate Settlement Procedures Act
- Truth-in-Lending Act - Regulation Z – Closed-end credit
- Flood Disaster Protection Act
- Fair Credit Reporting Act (FCRA)
- Unfair, Deceptive or Abusive Acts or Practices (UDAAP)
Who Should Attend
This program is suitable for compliance officers, lenders, loan administration personnel, and auditors. Program content is presented at the basic to intermediate levels and focuses on federal law. Attendees should be generally familiar with lending terms and procedures. This is the annual review for those who realize the breadth of their task and know that, without help, they cannot read enough to keep up in this area. No advance preparation is required.
Program Level: Intermediate
Instructional Method: Group-Live
Eligible for 13 CPE Credits
For more information visit Professional Bank Services