Cluster Programs

What is an IBAT Cluster program? It's an educational format where all employees from numerous banks in a close geographic area are invited to participate in a live 2-hour evening workshop on a banking hot topic. Besides the excellent training they'll receive locally, the benefit for IBAT member banks is they can send an unlimited number of employees and board of directors for the flat rate of $890. (Non-IBAT investment is $1,090.) Some banks prefer to send a limited number of employees so we work with them on their investment dollars. Bankers also benefit from being able to attend at multiple locations offering the same program, within the same year, by choosing the unlimited attendance option.

"Everyone here at State National Bank enjoyed the training so much we were still buzzing about it the next day.  We like how you held your workshop, it had a down to earth feeling to it.  Even though, we were a group it felt as if you were talking one-on-one with each one of us.  You really help us understand the many aspects of the BSA / AML programs."  -Susann Minyard

"Since the IBAT Cluster program, employees have gone out of their way to tell me how valuable they found it to be. Our BSA officer now has the confidence that our employees realize the importance of BSA compliance."  -David Chadwick

What's planned for 2014?

  • Bringing programs once again (like we have since 2009) to areas like Marble Falls, Georgetown, Marfa, Bonham, Schulenburg/LaGrange, Brenham, Permian Basin (Midland/Odessa), Corpus Christi, Castroville, San Angelo, Kerrville, Harlingen, Waco & Amarillo.
  • Determining if bankers in area like Pasadena, Bryant/College Station, Beaumont/Port Arthur, Huntsville/Conroe, Abilene, Paris, Victoria, Lubbock & Tyler (to name just a few) would welcome and support our bringing cluster training to them.

We'd love to bring cluster training to your part of Texas! We're trying to reach more of our bankers so let us know what areas you'd like us to come to and we'll try to make it happen. Please contact Jessica Molina (, Julie Courtney ( or Mary White ( to learn more.

Photo: February 25, 2014 Cluster Program, Braden Keller Community Center in Castroville, TX