Chuck Phelan – TIB-The Independent BankersBank

Meet Your Leadership Division Board
Chuck Phelan – TIB-The Independent BankersBank

Hello.  Let me introduce myself!  I’m Chuck Phelan, a Texas community banker, an IBAT Leadership Division member, and currently a member of the IBAT Leadership Division Board of Directors.  I’d like to tell you a little about myself and why being a community banker in Texas has been such an integral part of my life.
 
I started my banking career at a family-owned bank outside Bossier City, Louisiana.  I pretty much did everything – loan collector, teller, and bookkeeper.  They would even send me to the grocery store to stock the refrigerator with lunch items.  Due to those tough economic times, during the mid-to-late eighties, the bank didn’t survive.  It was a sad situation.  But I did meet my best friend, and now that I think about it, a whole lot of FDIC examiners, too.  At that point, I did what everyone else was doing in those days.  I packed up the U-Haul and moved to Dallas to get a job.  

I spent the next 10 years at The Fed, the Federal Reserve Bank of Dallas.  I was in the Banking Supervision Department and we examined banks and bank holding companies in the Fed’s 11th District, comprised of Texas, Northern Louisiana, and Southern New Mexico.  I know what you are thinking, how did those lines get drawn?  I really enjoyed the bankers I met, the people I worked with, and all the training I received.  In fact, many of those bankers and people I worked with are still friends today.  

For these last 12 years, I’ve been working for TIB-The Independent BankersBank, where I specialize in interest rate risk, asset liability and treasury operations.  TIB, like IBAT and the Leadership Division, has a fantastic and fulfilling mission of helping community banks and bankers.  I feel so fortunate to be working, assisting and supporting an industry that is such a vital part of our local economies and, more importantly, is filled with great leaders and people.