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 <title>IBAT News</title>
 <link>http://www.ibat.org/news</link>
 <description>A master list of News articles</description>
 <language>en</language>
<item>
 <title>Marketing to the Underbanked</title>
 <link>http://www.ibat.org/news/2010/07/29/marketing-underbanked</link>
 <description>Bankers Digest Discusses Banking on the Unbanked and Underbanked Consumer</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/featured">Featured</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
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 <pubDate>Thu, 29 Jul 2010 08:07:23 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4270 at http://www.ibat.org</guid>
</item>
<item>
 <title>The Latest Beige Book</title>
 <link>http://www.ibat.org/news/2009/06/11/latest-beige-book</link>
 <description>The Federal Reserve System&amp;#039;s Latest Beige Book Survey has Been Released</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/featured">Featured</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
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 <pubDate>Wed, 28 Jul 2010 09:51:34 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2245 at http://www.ibat.org</guid>
</item>
<item>
 <title>Home Prices Up in May</title>
 <link>http://www.ibat.org/news/2010/07/28/home-prices-may</link>
 <description>Standard &amp;amp; Poor&amp;#039;s Reports Home Prices Were Up Seasonally Adjusted 0.5 Percent </description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/ticker">Headlines</category>
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 <pubDate>Wed, 28 Jul 2010 08:30:48 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4266 at http://www.ibat.org</guid>
</item>
<item>
 <title>Small Business Lending Initiative Update</title>
 <link>http://www.ibat.org/news/2010/07/27/small-business-lending-initiative-update</link>
 <description>IBAT Travels to Washington, DC to Meet With House and Senate Members</description>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
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 <pubDate>Tue, 27 Jul 2010 08:02:39 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4264 at http://www.ibat.org</guid>
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<item>
 <title>ICBA President Cam Fine to Speak at IBAT Annual Convention</title>
 <link>http://www.ibat.org/news/2010/07/27/analyzing-financial-reform</link>
 <description>Analyzing Financial Reform</description>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/convention">Conventions</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/education-events-0">Education Events</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
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 <pubDate>Tue, 27 Jul 2010 07:57:09 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4263 at http://www.ibat.org</guid>
</item>
<item>
 <title>Commentary on Derivatives</title>
 <link>http://www.ibat.org/news/2010/07/23/commentary-derivatives</link>
 <description>Bankers Digest Feature: Still Bothering with Derivatives</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/featured/money bills 2.jpg" length="194455" type="image/jpeg" />
 <pubDate>Fri, 23 Jul 2010 08:01:27 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4249 at http://www.ibat.org</guid>
</item>
<item>
 <title>Consumer Protection Agency: Protection vs. Prudence</title>
 <link>http://www.ibat.org/news/2010/07/22/protection-vs-prudence</link>
 <description>Do Safety and Soundness and Consumer Protection Really Conflict?</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <enclosure url="http://www.ibat.org/files/featured/boxing-gloves.jpg" length="115437" type="image/jpeg" />
 <pubDate>Thu, 22 Jul 2010 08:21:28 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4248 at http://www.ibat.org</guid>
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<item>
 <title>Financial Reform Legislation Webinars</title>
 <link>http://www.ibat.org/news/2010/07/20/financial-reform-legislation-webinars</link>
 <description>The First Session Webinar: &amp;quot;Financial Reform: Overview &amp;amp; Impact on Community Banks&amp;quot;</description>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/education-events-0">Education Events</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/ticker">Headlines</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/webinars">Webinars</category>
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 <pubDate>Tue, 20 Jul 2010 16:12:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4247 at http://www.ibat.org</guid>
</item>
<item>
 <title>Thoughts on Financial Reform</title>
 <link>http://www.ibat.org/news/2010/07/20/thoughts-financial-reform</link>
 <description>IBAT Takes a Close Look at What&amp;#039;s to Come</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <enclosure url="http://www.ibat.org/files/featured/capitol-dome-dc_1.jpg" length="163454" type="image/jpeg" />
 <pubDate>Tue, 20 Jul 2010 07:52:00 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4236 at http://www.ibat.org</guid>
</item>
<item>
 <title>Financial Reform - History in the Making</title>
 <link>http://www.ibat.org/news/2010/07/16/financial-reform-heads-president</link>
 <description>Senate Clears Landmark Dodd-Frank Financial Reform Bill, Sending it to the President</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/featured/white-house.jpg" length="342562" type="image/jpeg" />
 <pubDate>Fri, 16 Jul 2010 07:53:56 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4231 at http://www.ibat.org</guid>
</item>
<item>
 <title>Capitol Comments</title>
 <link>http://www.ibat.org/news/2010/01/24/january-2010-capitol-comments</link>
 <description>Read the July 2010 Capitol Comments</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/capitol-comments">Capitol Comments</category>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/featured/capcommlogo.jpg" length="112876" type="image/jpeg" />
 <pubDate>Thu, 15 Jul 2010 11:27:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">741 at http://www.ibat.org</guid>
</item>
<item>
 <title>ACH Transaction</title>
 <link>http://www.ibat.org/news/2010/07/15/ach-transaction</link>
 <description>An Amendment to NACHA Operating Rules Went Into Effect June 18, 2010</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <enclosure url="http://www.ibat.org/files/featured/ach.jpg" length="48622" type="image/jpeg" />
 <pubDate>Thu, 15 Jul 2010 08:14:04 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4229 at http://www.ibat.org</guid>
</item>
<item>
 <title>IT Security Summit</title>
 <link>http://www.ibat.org/news/2010/07/15/it-security-summit</link>
 <description>Join IBAT at the 2010 IT Security Summit</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/secureworks">SecureWorks</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/summit">Summits</category>
 <enclosure url="http://www.ibat.org/files/featured/2010_IT_Security.jpg" length="121585" type="image/jpeg" />
 <pubDate>Thu, 15 Jul 2010 07:56:30 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4233 at http://www.ibat.org</guid>
</item>
<item>
 <title>2010 Leadership Conference Recap</title>
 <link>http://www.ibat.org/news/2010/07/14/lessons-leadership</link>
 <description>A Summary of the 25th Annual IBAT Leadership Conference </description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/conferences">Conferences</category>
 <category domain="http://www.ibat.org/category/categories/education">Education</category>
 <category domain="http://www.ibat.org/category/categories/education-events-0">Education Events</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/leadership-division">Leadership Division</category>
 <enclosure url="http://www.ibat.org/files/featured/4772356242_4ff309494a.jpg" length="160601" type="image/jpeg" />
 <pubDate>Wed, 14 Jul 2010 08:18:11 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4226 at http://www.ibat.org</guid>
</item>
<item>
 <title>The 2010 PAC Auction</title>
 <link>http://www.ibat.org/leadership/news/2010/07/14/2010-pac-auction</link>
 <description>Watch for the PAC Auction Button to Learn More Information about the 2010 PAC Auction</description>
 <category domain="http://www.ibat.org/category/categories/convention">Conventions</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/leadership-division">Leadership Division</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <enclosure url="http://www.ibat.org/files/featured/PAC.jpg" length="32916" type="image/jpeg" />
 <pubDate>Wed, 14 Jul 2010 08:08:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4225 at http://www.ibat.org</guid>
</item>
<item>
 <title>2011 Community Bank Legislative Days</title>
 <link>http://www.ibat.org/news/2010/07/13/your-chance-make-difference</link>
 <description>Save the Date for the 2011 IBAT Bankers Legislative Day &amp;amp; Congressional Visit</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/featured">Featured</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/state-legislation-testimony">State Legislation</category>
 <enclosure url="http://www.ibat.org/files/featured/Austin-DC-IBAT.jpg" length="98149" type="image/jpeg" />
 <pubDate>Tue, 13 Jul 2010 08:17:28 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4222 at http://www.ibat.org</guid>
</item>
<item>
 <title>Volcker Pushes for Reform</title>
 <link>http://www.ibat.org/news/2010/07/12/volcker-pushes-reform</link>
 <description>Paul Volcker, a White House adviser and former Fed chairman, Regrets Past Silence</description>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <enclosure url="http://www.ibat.org/files/featured/Volcker.jpg" length="136178" type="image/jpeg" />
 <pubDate>Mon, 12 Jul 2010 07:56:07 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4217 at http://www.ibat.org</guid>
</item>
<item>
 <title>IBAT Member To Head Lions Club</title>
 <link>http://www.ibat.org/news/2010/07/09/ibat-member-head-lions-club</link>
 <description>Kelly Wiseman, Compliance Officer for United Bank of El Paso, to Head Lions Club</description>
 <category domain="http://www.ibat.org/category/categories/membership">Membership</category>
 <enclosure url="http://www.ibat.org/files/featured/20100703__0704-A1-Lions.jpg" length="114805" type="image/jpeg" />
 <pubDate>Fri, 09 Jul 2010 07:50:59 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4215 at http://www.ibat.org</guid>
</item>
<item>
 <title>Missing the Point: IBAT Member Responds to Editorial</title>
 <link>http://www.ibat.org/news/2010/07/08/missing-point</link>
 <description>IBAT Member Responds to Editorial: Banks should foot the bill, not the U.S. taxpayers</description>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/membership">Membership</category>
 <enclosure url="http://www.ibat.org/files/featured/newspaper-pen-glasses.jpg" length="194175" type="image/jpeg" />
 <pubDate>Thu, 08 Jul 2010 08:10:39 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4201 at http://www.ibat.org</guid>
</item>
<item>
 <title>National Flood Insurance Extended</title>
 <link>http://www.ibat.org/news/2010/07/08/national-flood-insurance-extended</link>
 <description>Senate Approves Extension to the National Flood Insurance Program Thru Sept. 30, 2010</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/wealth-management">Wealth Management</category>
 <enclosure url="http://www.ibat.org/files/featured/flood.jpg" length="151171" type="image/jpeg" />
 <pubDate>Thu, 08 Jul 2010 08:08:23 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4200 at http://www.ibat.org</guid>
</item>
<item>
 <title>Financial Reform Moves on to Senate</title>
 <link>http://www.ibat.org/news/2010/07/07/financial-reform-moves-senate</link>
 <description>All Eyes Are on the Senate to Find the Sixty Votes Necessary To Invoke Cloture</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <enclosure url="http://www.ibat.org/files/featured/us_capitol_ceiling_0.jpg" length="351515" type="image/jpeg" />
 <pubDate>Wed, 07 Jul 2010 08:08:52 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4195 at http://www.ibat.org</guid>
</item>
<item>
 <title>IBAT Member Visit</title>
 <link>http://www.ibat.org/news/2010/07/07/ibat-member-visit</link>
 <description>Texas Bank and Trust Corporate University Visits the IBAT Headquarters</description>
 <category domain="http://www.ibat.org/category/keywordstags/general-news">General</category>
 <category domain="http://www.ibat.org/category/categories/membership">Membership</category>
 <enclosure url="http://www.ibat.org/files/featured/Texas Bank and Trust 003.jpg" length="179494" type="image/jpeg" />
 <pubDate>Wed, 07 Jul 2010 08:03:29 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4194 at http://www.ibat.org</guid>
</item>
<item>
 <title>IBAT Member Celebrates 125 Years</title>
 <link>http://www.ibat.org/news/2010/07/07/ibat-member-celebrates-125-years</link>
 <description>IBAT&amp;#039;s Curt Nelson Attended First Bank of Farmersville&amp;#039;s Anniversary Celebration</description>
 <category domain="http://www.ibat.org/category/categories/membership">Membership</category>
 <enclosure url="http://www.ibat.org/files/featured/2010 Farmersville 125 Anniversary 027_Web.jpg" length="94332" type="image/jpeg" />
 <pubDate>Wed, 07 Jul 2010 07:50:19 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4193 at http://www.ibat.org</guid>
</item>
<item>
 <title>Financial Crimes Becoming Sophisticated</title>
 <link>http://www.ibat.org/news/2010/07/06/financial-crimes-becoming-sophisticated</link>
 <description>Consumer Alert: Financial Crimes are Getting More Sophisticated</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <enclosure url="http://www.ibat.org/files/featured/robbery.jpg" length="107312" type="image/jpeg" />
 <pubDate>Tue, 06 Jul 2010 08:07:09 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4190 at http://www.ibat.org</guid>
</item>
<item>
 <title>Lending Compliance Summit</title>
 <link>http://www.ibat.org/news/2010/07/06/lending-compliance-summit</link>
 <description>Join IBAT at The 2010 Lending Compliance Summit</description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/summit">Summits</category>
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