In 2013, the U.S. Supreme Court struck down the section of the Defense of Marriage Act that defined marriage as a legal union between one man and one woman. Recently, the CFPB issued a memorandum describing its policy with respect to the Supreme Court's decision.
Under the CFPB's new policy, the agency will use and interpret the terms "spouse," "marriage," "married," "husband," "wife" and any other similar terms related to family or marital status in statute, regulations, and policies administered, enforced, or interpreted by the Bureau to include same-sex spouses. Except as otherwise noted below, the Bureau applies this policy to ECOA and Reg B, Fair Debt Collection Practices Act (FDCPA), TILA and Reg. Z, RESPA and Reg. X, Interstate Land Sales Full Disclosure Act and Reg. J, Bureau Ethics Regulations and Procedures for Bureau Debt Collection.
The memorandum stated that a person married under the laws of any jurisdiction will be considered married nationwide. A person in a domestic partnership or civil union is not considered married.
Staff contact: Shannon Phillips, firstname.lastname@example.org, 512-275-2221