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All words and phrases in blue in this newsletter are links to more information!
 Close to 250 bankers participated in our free Legislative Wrapup Teleconferences to learn about important changes to the operations and lending functions. The seminars are now available on our web site in the Capitol Hill section. Go to Legislative Issues, then Texas 2005, and scroll to the bottom of the page. The handouts are available in PDF form as well as the mp3 files of the calls. You will need to contact tjscott@ibat.org to get the username and passwords to actually listen to the conference calls.
| LEGAL EASE QUESTION OF THE WEEK |
Question: If we force place flood insurance on a home equity loan, will that premium count against the 3% fee cap? To find out the answer, click on the flashing question mark. You can also check out our growing database of other Q&As!
The brochure has been mailed, and all convention information is also available on our Web site. Be sure to check out our sponsors and exhibitors as well...they help make ours one of the finest banking conventions in the country!
Here is this week's newsletter from The Baker Group. Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
Please join us on Wednesday, August 24 as we present US Congressman Jeb Hensarling with the 2005 IBAT Leadership Division Trailblazer Award in recognition of his outstanding legislative efforts in the US House of Representatives. Currently serving on the House Committee on the Budget and the House Committee on Financial Services, Congressman Hensarling has led the charge in Congress for balancing the budget and restraining the growth of government spending. He has embraced community banking, arranged a hearing for us to “tell our story” to jumpstart the process of getting a tax and regulatory relief bill introduced in Congress and introduced legislation to provide CRA relief to community banks up to $1 billion. For more information and/or to register, click here. |
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BOOKS TO  OUT |
Alliance members only benefit! The Electronic Greenbook offers electronic access to up-to-date information about Texas and Oklahoma financial institutions.
FOCUS - your monthly marketing e-newsletter brought to you by The Alliance of Independent Bankers. This newsletter helps you focus on how to improve your financial institution's sales, service quality and marketing efforts. Each newsletters focuses on a different topic, for example, branding, advertising, marketing planning, branching strategies, and new product development. If you're not currently receiving this effective and helpful tool and would like to add your name to the distribution list, please e-mail jmolina@ibat.org and we'll get you added to the list. For an archive of this newsletter, click here.
Time is running out to register for this year's Texas Tech Bank School. You'll find a school curriculum for both Year 1 and Year 2 students that cannot be matched anywhere. For more information about the school, click here, then select Executive Education Programs, and Texas Tech Banking School, or download a registration form.
 Here are a few upcoming IBAT events you might not want to miss. For a complete listing, click here.
| DATE |
EVENT |
| Various |
How to Ensure Compliance With Deposit Regulations |
| Various |
Anti-Money Laundering & Bank Secrecy Act Compliance |
| July 29 |
Bankruptcy Reform |
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Texas Tech Banking School | |
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