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 IBAT's Bottom Line the IBAT weekly electronic newsletter  8/5/2005 
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DID YOU KNOW...
All words and phrases in blue in this newsletter are links to more information!
 
LEGAL EASE QUESTION OF THE WEEK
Question:  Under Texas law, may the bank open up a checking account for a minor without the parent's joinder or consent?  To find out the answer, click on the flashing question mark.  You can also check out our growing database of other Q&As!
  
100 YEAR ANNIVERSARIES
The First State Bank in Gainesville will celebrate its 100th Anniversary on Monday, August 15.  The IBAT Board of Directors and staff would like to congratulate Chairman Frank Morris, the board of directors, officers  and employees on this important milestone for the citizens of the Gainesville community, Cooke County and the Texas community banking industry.
 
Centennial Celebration – 100 Years of Texas State Banking - IBAT, TBA and TIB are putting together a great party in Austin on September 12 to celebrate 100 years of State-Chartered Banking in Texas.  Invitations have been mailed, but we want to make sure you have the opportunity to attend this event if you would like to.  RSVP forms and additional information are available here.  We hope to see you and your colleagues in Austin in September!
 
CONSUMER TIPS
The Scam is in the E-mail - This month's column gives some simple advice to help you avoid falling victim to some of the newest scam artists.
 
IBAT PAC AUCTION
Stake Your Claim!  If you haven’t already, please get your item turned in for this year’s IBAT PAC Auction.  Each year, the Auction keeps getting bigger and better and all of the funds are used to support candidates who support the community banking industry.  For those of you who will not be able to attend this year’s convention and participate in the fun, don’t worry!  Beginning September 1, you can log on to www.ibat.org and participate in the IBAT Online PAC Auction.  Help the PAC help YOU by donating an item (or items!) to the PAC Auction.  (Download an auction pledge form.)
  
BAKER WEEKLY
Here is this week's newsletter from The Baker Group.  Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
  
31ST ANNUAL CONVENTION
Just a reminder...our room block cutoff is August 15.  You can check out all convention information on our Web site.  Sponsorships are also going fast, so don't delay!
 
 

 

 
BOOKS TO  OUT
Are you looking for a log book to help your financial institution comply with the Bank Secrecy Act?  Get your act together with IBAT's Bank Secrecy Act Compliance Log Book.
 
SOLUTIONS FROM SERVICES
SecureWorks invites you to a free webcast!  Low-cost, low-time security: Ten cheap and easy ways to secure your network now.  This seminar will equip you with practical tips and tools you can use to secure your network - without having to spend a fortune (or the majority of your day reading virus alerts).  Click here to register.
 
ON THE EDUCATION FRONT
IBAT, along with Texas Savings & Community Bankers Association, will be hosting three programs on account documentation and deposit compliance update seminars. To find out more about the September programs along with the registration info, click here.
 
Plan Ahead - 3 Outstanding IBAT-Sponsored  Educational Events:
 
1) Credit Risk Network - for Loan Review/Risk Officers
October 2-4, 2005
 
2) Bank Operations Institute - for Operations Officers
October 9-14, 2005
 
3) TechMecca 2006 - for Technology and Compliance Officers
February 13-14, 2006
 
IBAT WINTER SUMMIT
Think Snow?  Ah...August in Texas!  Sure would be nice to be in the mountains, huh?  While we can’t make that happen at the moment, we encourage you to mark your calendars for IBAT Winter Summit VI, again to be held in South Lake Tahoe January 29 – 31.  We are in process of finalizing this very popular program, but will again have a panel of prominent bank regulators and banking experts to share their expertise in a relaxed, casual and beautiful environment.  Stay tuned for additional information.
 
COMING SOON...
Here are a few upcoming IBAT events you might not want to miss.  For a complete listing, click here
 
DATE EVENT
Texas Department of Insurance - Small Business Health Insurance Fairs
Lending Compliance Summit
 

 
 
 

Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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