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All words and phrases in blue in this newsletter are links to more information!
ICBA has sent an e-mail to its members about the confusion with Hurricane Katrina recovery checks issued by the Federal Emergency Management Agency (FEMA). For the relief efforts, these U. S. Treasury recovery checks have the words DISASTER ASSISTANCE printed on the bottom left and FEMA's Agency Location Code is printed on the second line of the check. To confirm the validity of U. S. Treasury checks, click here). Security features that are exclusive to U. S. Treasury checks include watermarks, signature blocks, bleeding ink, symbol and serial check digit numbers, micro-printed endorsement line and ultraviolet overprinting. If you have questions regarding a FEMA recovery check, please contact the Federal Reserve Bank of Richmond at (804) 697-2605.
 Recently you received petition forms from the Independent Community Bankers Association of America (ICBA) seeking nominations for Texas directors. Since all of our current directors including Larry Kilgore, Southwest Bank of Fort Worth, Bill Bain, Medina Valley State Bank in Devine and Allen "Jimmy" Rasmussen of Hometown Bank, N.A. in Galveston are eligible for re-election, IBAT will not be recommending additional candidates. We appreciate the commitment and dedication of these individuals to our industry.
| LEGAL EASE QUESTION OF THE WEEK |
Are background checks on all employees mandatory now? To find out the answer, click on the flashing question mark. You can also check out our growing database of other Q&As!
Here is this week's newsletter from The Baker Group. Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
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BOOKS TO  OUT |
Are you looking for a self-paced educational program for your employees? Check out BanKnology - The Fundamentals of Lending, a self-paced, comprehensive, training program that provides a thorough understanding of the fundamentals of training.
Set yourself free from liability... and stay in control. TermNet Merchant Services is the endorsed merchant card processor for IBAT. Banks that have implemented this program have found many benefits. And the best thing about it, it’s less expensive for the merchant and the bank! Click here for more information.
THANKS to all of our participants in the Second Annual IBAT PAC Online Auction. Click here for the final results.
 Here are a few upcoming IBAT events you might not want to miss. For a complete listing, click here.
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IRS Compliance |
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Credit Risk Management Network Program |
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Bank Operations Institute | |
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