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 IBAT's Bottom Line the IBAT weekly electronic newsletter  10/7/2005 
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DID YOU KNOW...
All words and phrases in blue in this newsletter are links to more information!
 
LEGAL EASE QUESTION OF THE WEEK
We have received a request from the Adult Protective Services asking for information on an elderly customer.  Does this violate any privacy laws?  To find out the answer, click on the flashing question mark.  You can also check out our growing database of other Q&As! 

IBAT CONVENTION UPDATE
As you know, our convention has been rescheduled for November 29 - December 1 at the Gaylord Texan Resort in Grapevine.  If you were previously registered, you'll receive a new confirmation in the next few days.  If you were not registered, but would like to attend, you can find the new information on our web site.  Note:  Our new cutoff date for hotel reservations is October 31.  
  
BAKER WEEKLY
Here is this week's newsletter from The Baker Group.  Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
 
WELCOME NEW MEMBER
IBAT would like to welcome a new member to the association:  Texas Champions Bank, Alice.
 

 
BOOKS TO  OUT
Are you looking for a log book to help your financial institution comply with the Bank Secrecy Act?  Get your act together with IBAT's Bank Secrecy Act Compliance Log Book
 
SOLUTIONS FROM SERVICES
SecureWorks Extends Managed Security Services to Include Encrypted Email Service.  Small and Medium Financial Institutions Can Ensure Appropriate Handling of Confidential Information and an Irrefutable Audit Trail to Demonstrate Compliance.  Click here to read the press release.
 
ON THE EDUCATION FRONT
The second annual IBAT Operations Compliance Summit will be held in San Antonio, October 20-21.  This unique program from Karen Neeley combines useful information on Texas laws affecting operations, with an emphasis on the latest from the Texas Legislature, plus current federal hot topics.  In addition to practical tips on compliance, the program provides valuable networking opportunities for attendees.  For more information and registration form, click here.
 
Texas Tech will holds its 33rd Annual Bankers Agricultural Credit Conference Friday, November 4, 2005 at the International Cultural Center starting at 8:00 am.  The reception will be at 6:30 pm at the Frasier Pavilion.  Click here for more information.
  
COMING SOON...
Here are a few upcoming IBAT events you might not want to miss.  For a complete listing, click here
 
DATE EVENT
Your Customer Has Filed Bankruptcy: Practical Application of the New Laws
Employee Benefit Survey Webcast
RESPA and Regulation Z Compliance

Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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