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All words and phrases in blue in this newsletter are links to more information!
| LEGAL EASE QUESTION OF THE WEEK |
 We received a bulletin from a title company about a change to interim construction binders. What is the impact on interim lending? To find out the answer, click on the flashing question mark. You can also check out our growing database of other Q&As!
 You may still sign up for our 31st Annual Convention, November 29 - December 1 at the Gaylord Texan Resort in G rapevine. You can find the new information on our web site. Note: The cutoff for hotel reservations is October 28, but we have a few rooms available. Don't delay...space is limited!
Here is this week's newsletter from The Baker Group. Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
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BOOKS TO  OUT |
Do you need to know how to get the max from the Alliance Salary & Compensation Survey? Do you have questions on how it will help your bank save money? If you answered yes to either of these questions, sign up for the Salary & Compensation Survey Webcast today! Your participation in the survey will enhance the value you will receive from your participation in the Webcast. When? Thursday, November 3, 2005, 8:00 9:00 a.m. CST. RESPA and Regulation Z Compliance Seminars - IBAT and Professional Bank Services offer this full-day seminar that covers all major aspects of compliance with the Real Estate Settlement Procedures Act and Regulation Z. The seminar will be offered in Lubbock, San Antonio, Waco and Irving in December. For more information or to register, click here.
 Here are a few upcoming IBAT events you might not want to miss. For a complete listing, click here.
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| November 4 |
Texas Tech Ag Credit Conference |
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Employee Benefit Survey Webcast |
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RESPA and Regulation Z Compliance | |
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