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 IBAT's Bottom Line the IBAT weekly electronic newsletter  1/13/2006 
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DID YOU KNOW...
All words and phrases in blue in this newsletter are links to more information!
 
ON THE HILL
Your Input Is Requested!
The March primaries are right around the corner, and we are soliciting your input on a number of open House and Senate races around Texas.  Yesterday, we sent an Action Report discussing these races, and wanted to make sure all of you had the opportunity to provide your insights into these races to ensure our PAC Steering Committee makes decisions in line with our members' wishes.  If you haven't already done so, please let us know your thoughts! 
 
LEGAL EASE QUESTION OF THE WEEK
In preparing our HMDA report, I noticed some short term mortgages for purchase and sale of rental property were listed as "temporary" financing.  Is this okay?  To find out the answer, click on the flashing question mark.  You can also check out our growing database of other Q&As!
 
IBAT EDUCATION FOUNDATION
Did you know that IBAT has a dedicated site for bankers who need quick info on financial education topics?  We invite you to go to the IBAT Education Foundation site and check out the Resources.  Take a look at what we have collected so far, and there's more to come.  And, if you have a Best Practice that you would like to share, send us your idea by  just clicking on the Best Practices listing in the right hand column.
 
BAKER WEEKLY
Here is this week's newsletter from The Baker Group.  Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 
SOLUTIONS FROM SERVICES
IBAT's Endorsed Service Provider, FundsXpress, will be hosting their 8th Annual Client Group Meeting, "CONNECTED 2006," May 2-4 at The Westin Riverwalk in San Antonio.  Join FundSXpress for a series of industry experts, guest speakers, excellent education and quality networking opportunities.  By offering expert presentations, educational learning sessions and live demos, they will address the latest developments and hot topics that are relevant to making your online financial services a success.  You will have the opportunity to join a forum for you to explore the challenges you are facing along with other financial institutions.  
 
IBAT MAGAZINE
IBAT's Magazine is now published six times per year.  Watch your mail for the January/February issue, due out in a couple weeks.
 
COMING SOON...
For a complete listing of upcoming events, click here.  Meanwhile, please mark your calendar for some of our key events for 2006.
 
February 13-14, 2006 - The Woodlands
How to Create & Maintain a Sales Culture in a Community Bank
March 7-8, 2006 - San Antonio
Women In Banking Conference
April 27-28, 2006 - San Antonio
Bank Marketing Institute
April 30-May 2, 2006 - Dallas
Leadership Conference
June 15-17, 2006 - Galveston
IBAT 32nd Annual Convention
October 1-4, 2006 - San Antonio
Bank Operations Institute
October 8-13, 2006 - Dallas
 


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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