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 IBAT's Bottom Line the IBAT weekly electronic newsletter  4/7/2006 
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LEGAL EASE QUESTION OF THE WEEK

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One of the local candidates for public office is a good friend of community banking.  She would like to leave her campaign literature at our bank facilities so that prospective voters could pick them up.  Any problem?
 
To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
   
14TH ANNUAL CONGRESSIONAL VISIT 

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By now you should have received information about our annual congressional visit.  We need a strong showing of Texas Community Bankers.  Will you be one of them?
 
Reminder:  the hotel cutoff is Monday, April 17.  After that, neither rate nor availability can be guaranteed.  Click here to download the information.
   
IBAT PAC DRIVE MONTH

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Don’t forget!  You only have one more week to complete your in-bank PAC drives and have your bank entered in the drawing for one of three fun and entertaining events hosted by the IBAT Staff.

Banks whose board members contribute a minimum of $100 each to the IBAT PAC or FedPAC by April 13 are automatically entered in the drawing.  Contributions received from in-bank PAC drives conducted from April 25, 2005 through April 13, 2006 will be eligible for the drawing.

An association can be only as effective as its members make it and thanks to your generous past PAC contributions, IBAT is one of the strongest and most respected trade associations in Austin.  We need your continued involvement and commitment to keep the IBAT PAC as the one PAC exclusively dedicated to the interests of community bankers.

For more information, click here!

 
DREAM VACATION

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Are you ready to start dreaming...about where you’ll be going if you’re the winner in the IBAT PAC Dream Vacation drawing?  IBAT will contribute $5,000 toward your Dream Vacation or you can take the cold hard cash!
 
We’d like to thank our sponsors who make this event possible:
Bank of the West, Irving
First State Bank, Mesquite
GNB Financial, Gainesville
TIB-The Independent BankersBank, Dallas
ValueBank Texas, Corpus Christi
 
Dream Vacation tickets are $10 each and a great opportunity to involve all of your staff in contributing to the IBAT PAC.  The drawing will be held during the Annual IBAT Convention in October at the Westin La Cantera Resort in San Antonio.  Click here for more information.
 
IBAT EDUCATION FOUNDATION
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Foundation question of the week:
 
What are the three trends endangering Seniors' Nest Eggs?  Hint:
  • Go to the IBAT Education Foundation home page
  • Under Resources, scroll to Consumer Center
  • Click on Resources for Adults
  • Under Articles - Investor Education Headlines This Week
  • Read Playing Nest Egg Catch Up
SOLUTIONS FROM SERVICES

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IBAT Services Inc. and its General Counsel Karen Neeley have made compliance simple for your bank.  Code of Ethics is our latest value package offering, including a handbook with plain language explanation of relevant laws and regulations, sample policy, and text of pertinent bulletins, laws, and regulations.  As a special bonus, the program includes a CD with the sample policy ready for your bank to customize plus a power point for internal training!

 
BOOKSHELF

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Are you looking for a self paced educational program for your employees?  Check out BanKnology - The Fundamentals of Lending, a self-paced, comprehensive, training program that provides a thorough understanding of the fundamentals of lending.
 
BAKER WEEKLY

U.S. Adds 211K Jobs, February Numbers Revised Down; Unemployment Falls to 4.7%...read more in this week's newsletter from The Baker Group.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.
 
 
ON THE EDUCATION FRONT

Don't miss these upcoming programs:
As a member service, IBAT offers webcasts to its member banks.  This is a cost effective way to provide training to your employees without leaving the comfort of your bank.  Some upcoming topics include:
And in Education News, we'd like to recognize the following banks - they recently held a cluster program in Yoakum to train more than 120 employees on the Bank Secrecy Act:
 
Peoples State Bank, Halletsville
First State Bank, Yoakum
Yoakum National Bank
Lone Star Bank, ssb, Moulton
 
For more information on cluster programs please e-mail Julie Courtney at jcourtney@ibat.org

 

   
COMING SOON

 
 
 
 
 
 
 

For a complete listing of upcoming events, click here. Meanwhile, please mark your calendar for some of our key events for 2006.
 
 
April 27-28, 2006 - San Antonio
 
May 23-25, 2006 - Washington, D.C.
 
June 15-17, 2006 - Galveston
 
IBAT 32nd Annual Convention
October 1-3, 2006 - San Antonio
 
Bank Operations Institute
October 8-13, 2006 - Dallas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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