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 IBAT's Bottom Line the IBAT weekly electronic newsletter  6/9/2006 
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By now many of you have discovered that there was a printing problem with the May/June issue of The Alliance of Independent Bankers magazine.  If you received one of the copies with the pages out of order, we apologize for any confusion.  Our printer assures us that safeguards have been put in place to ensure this doesn't happen again.
 

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Could we charge a daily overdraft fee on checks that we pay?
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 
IBAT EDUCATION FOUNDATION
OceanMedia.net   Do you know how many Texas cities have Junior Achievement programs that focus on financial literacy?  Click here for the answer...
 

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As a partner with the US Department of the Treasury, IBAT members are invited to participate in a live webcast on Wednesday, June 14, at 12 Noon on the Simplify Campaign.
     A representative from the Treasury Department will speak to the benefits of helping financial institution customers and members make the switch to paying federal taxes using the Electronic Federal Tax Payment System (EFTPS).  A live question and answer session will follow the presentation.
     Click here to register.
 

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As a community banker, you know something about quality service.  That is why we would like for you to consider a nominee for the IBAT Five*Star Award.  This award is given annually to three IBAT Associate Members selected by you, the members of the community banking industry.
     This award recognizes the company that routinely provides not just excellent service, but also innovative solutions that help your bank grow faster, enhance profits and efficiency.
     You be the judge.  Your participation will help determine the winner!
     To view a list of eligible nominees, click here.
 

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  IBAT would like to congratulate the First National Bank of Stanton as it celebrates its 100th Anniversary this year, commemorating its past and the beginning of another century of service to the community.  The IBAT Board of Directors and staff congratulate Chairman, President and CEO Raymond Walton, along with the directors, officers and employees on this important milestone for the citizens of Stanton and Martin County and the community banking industry.
 
SOLUTIONS FROM SERVICES

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BellSouth announced that it has expanded its comprehensive IP services portfolio to include managed security services.  The security solutions are delivered through a teaming arrangement with SecureWorks.  Click here for the complete press release.
 

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The 2Yr Note and the 10Yr Note (2’s / 10’s) inverted once again signaling that the market is becoming wary about the future prospects for the economy and the possibility of lower rates in the future.  Read more in this week's Baker Weekly.
     Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

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OceanMedia.net Digital Resolve, Norcross, GA
OceanMedia.net Greystone Commercial Services, LP, Dallas, TX
OceanMedia.net Hovde Financial, Inverness, IL
OceanMedia.net The San Luis Resort, Tomball, TX
OceanMedia.net XRamp Security Services, San Antonio, TX

Please see our complete
list of Associate Members for more details.
 
ON THE EDUCATION FRONT

 
IBAT Education and PBS co-sponsor the following programs:
July 11 - San Antonio
July 12 - Irving
July 13 - Tyler
July 14 - Houston
July 19 - Houston
July 25 - Lubbock
July 26 - San Antonio
July 27 - Waco
July 28 - Irving
August 9 - Houston
August 16 - Irving
August 17 - San Antonio
 
 
COMING SOON

For a complete listing of upcoming events, click here. Meanwhile, please mark your calendar for some of our key events for 2006.
 
August 6-11, 2006 - Lubbock
 
October 1-3, 2006 - San Antonio
 
October 8-13, 2006 - Dallas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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