| RECENT NEWS |
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Winter Summit Speakers Confirmed
The program is set! We are pleased to announce that our regulatory friends have all agreed to return for another encore...Randy Fenimore (OCC), Bob Hankins (Federal Reserve Bank), Stan Ivie (FDIC) and Randall James (Texas Banking Department) will again provide what has historically been an outstanding discussion of the latest trends, issues and hot buttons - in a relaxed and open format. Additionally, two of Texas' premier banking attorneys - Sandy Brown (Bracewell and Giuliani) and Chet Fenimore (Jenkens & Gilchrist) have committed to return to share their expertise on an array of salient issues.
The dates for the IBAT Winter Summit VII are January 28 - 30, 2007. The place is Harrah's Resort and Casino in Lake Tahoe. More details soon! |
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: We are looking at a gift card program. Will we have to comply with Regulation E?
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| IBAT PAC AUCTION |
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Click here for the latest information on the IBAT PAC Auction. In the next few days, we’ll be publishing a catalog of Silent and Live Auction items on our website to give you a sneak peek at the fabulous items that will be available for you to bid on during the Convention in October. Stay tuned!
Keep checking the IBAT website for information on the Online Auction which will run from Monday, September 11 through Monday, September 18. If you won’t be able to attend the IBAT Convention, October 1-3, in San Antonio, then this is a perfect opportunity for you to participate and help raise funds for the IBAT PAC. |
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| SOLUTIONS FROM SERVICES |
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Gift Cards - A Value Added Product
Nearly one-half of U.S. consumers used a gift card during the past year according to results of Standard Register’s third National Consumer and Retailer Survey of plastic card usage. The dramatic increase in usage of gift cards is directly related to the benefits these cards offer consumers.
IBAT Card Services has the perfect value added product for your financial institution to promote year round. Now your customers can have the option to purchase their Visa/MasterCard brand gift card from your tellers at your local branch location. The gift card can be purchased and issued instantly for any dollar amount from $10 to $1,000. The card is loaded and activated via the Internet at the point of purchase. Your customers will be able to purchase products and services anywhere Visa/MasterCard is accepted.
IBAT Card Services offers a NO-LIABILITY turnkey program to all community bank members with back end support and online reporting tools. For more information contact Michael Colston @ 800.515.3036 or email mcolston@swbc.com. |
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| 32ND ANNUAL CONVENTION |
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Attention Community Bank Golfers!
While it is not our general practice to encourage you to miss Sunday School...We wish to extend a cordial invitation to join us for the 19th Annual Leadership Golf Classic being held in conjunction with our upcoming Annual Convention. The tournament will be begin at 8:00am on Sunday, October 1, at the La Cantera Golf Club in San Antonio. Proceeds benefit the IBAT PAC, and the deadline to register is September 15.
We hope you will consider joining your community bank colleagues from across Texas for a great day of golf at a wonderful venue - and support a most worthy cause!
We'd also like to say THANK YOU to all our sponsors and exhibitors for their generous support! Exhibit space is sold out, but we still have some sponsorship opportunities available. Don't miss this chance to promote your company to potential clients! |
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| BAKER WEEKLY |
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U.S. Adds 128k Jobs; Jobless Rate Falls to 4.7%. Read more in this week's Baker Weekly. Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| IBAT EDUCATION FOUNDATION |
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FDIC requests IBAT Foundation Survey Support
The FDIC Community Affairs Office/Texas New Alliance Task Force is helping gather information on financial products and services already available to the immigrant communities in Texas. They have requested IBAT send this survey to its membership to assist in this effort and to assess any member needs in this area. Please fill out this survey instrument and return to Teresa Perez, FDIC Community Affairs Officer at email TPerez@FDIC.gov. Fax number is: 972.761.8019. The deadline is September 8.
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ON THE EDUCATION FRONT |
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How to Create and Maintain a Sales Culture in a Community Bank
October 18-19, 2006 - Arlington, TX
More Information
Some of the Tough Questions Answered:
• What are the essential components of a bank’s sales structure that must be in place in order to establish an effective long-term sales environment within the bank?
• What are the core topics that must be included in the sales training of all bank personnel?
• What are the core sales skills that must be in place for any sales person (i.e., all bank employees)?
• We have some employees who have very negative perceptions of sales and sales people. How can we change those negative attitudes towards sales?
• What are the three core concepts regarding the use of incentives in the bank environment? |
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COMING SOON |
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For a complete listing of upcoming events, click here. Meanwhile, please mark your calendar for some of our key events for 2006.
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