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 IBAT's Bottom Line the IBAT weekly electronic newsletter  9/22/2006 
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Urge Your Representative to Co-sponsor HR 5746 to Plug Industrial Bank Loophole
With barely a week left before Congress adjourns for the fall elections, ICBA is making a final push for co-sponsors for H.R. 5746, the Gillmor-Frank bill to bar commercial firms from owning ILCs.  Please contact your Representative and urge him or her to sign on as a co-sponsor.  We must convince Congress to act; otherwise, our fate and the future of our institutions will rest with the FDIC.
 

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Question:  Our new account checklist for business accounts includes getting an assumed name certificate.  We are getting push back from some customers.  Help!
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 

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IBAT Services would like to remind you of the benefits and savings you can get through IBAT's Endorsements.  View a printable version of an At-A-Glance list of these valued partners!  Or visit our ESP Quick List here on our website.
     IBAT Endorsements... Here to accelerate your performance!
 

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Bonds rallied this week as several economic reports suggested the economic slowdown may be accelerating.  Read more in this week's Baker Weekly.

     Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 
ON THE EDUCATION FRONT

IBAT Appraisals Summit
November 6, 2006 - Dallas, TX
More information 
This timely seminar will cover:
IBAT.org Sound real estate lending policy
IBAT.org Compliance with applicable real estate regulations
IBAT.org Minimum requirements of an “evaluation” vs. an appraisal
IBAT.org The Appraisal Review process
     The program will also cover the July 1, 2006 revisions to USPAP and the regulatory expectations of the new changes.

 
FDIC Banker Outreach Programs
November 2-3, 2006 - San Antonio, TX
November 8-9, 2006 - Dallas (Richardson), TX
More information
Topics to be Covered:
IBAT.org Emerging Issues
IBAT.org Economic Trends
IBAT.org Bank Secrecy Act
IBAT.org Information Technology
IBAT.org Consumer Compliance
IBAT.org Trust
IBAT.org Accounting
IBAT.org Fraud
     You will also have an opportunity to ask questions of an interagency panel of Federal regulators and Texas State officials.
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, click here. Meanwhile, please mark your calendar for some of our key events for 2006.
 
 
October 1-3, 2006 - San Antonio
 
October 8-13, 2006 - Dallas
  How to Create and Maintain a Sales Culture in a Community Bank
October 18-19 - Arlington
  IBAT Third Annual Lending Compliance Summit
October 26-27 - San Antonio
  2006 Bank Outreach Programs - FDIC
November 2-3 - San Antonio
  IBAT Appraisals Summit
November 6 - Dallas
  2006 Bank Outreach Programs - FDIC
November 8-9 - Dallas (Richardson)
 
IBAT Winter Summit VII
January 28-30, 2007 - South Lake Tahoe, NV
 
March 8-11, 2007 - Maui, HI


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