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 IBAT's Bottom Line the IBAT weekly electronic newsletter  4/30/2007 
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IBAT.org

 
Texas community bankers and IBAT staff have just returned from a very successful visit to our nation's Capitol. Twenty-seven of the thirty-four members of the Texas Congressional delegation were contacted.
     Our message focused on three primary issues:
     1.  Co-sponsor or support HR 698, the Gillmor/Frank bill which would permanently close the ILC loophole and forever prohibit commercial firms (like Wal Mart and others) from owning a bank and obtaining FDIC insurance coverage.
     2.  Second, co-sponsor HR 1869, the ICBA/IBAT led Communities First Act which would provide much needed regulatory relief and targeted tax credits for community banks.
     3.  Finally, we urged members to reject any measure which would expand the powers of the Farm Credit System and/or credit unions.
     You can help this process immensely by calling your Congressman's office in Washington and reinforcing the messages outlined above.
 

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Capitol Report
In case you missed it, check out last week's Capitol Report for an update on what's happening at the state capitol.
 

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Question:  Last week, you said that a buyer in the ordinary course of business defeats our inventory lien.  So, what can we do to protect the bank?
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 

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Create Loyalty: Helping You Engage Customers, Drive Results and Get a Measurable Edge
     All banks work to satisfy customers and keep them loyal. But how do we attract or create loyal customers? What makes a customer loyal? How does loyalty impact revenue growth? What solutions can help build loyalty? We will address these and other questions in an upcoming workshop hosted by IBAT and Deluxe Corporation.
     Attend the Loyalty Through Experiences Workshop at the Dallas Marriott® Suites Market Center on Wednesday, May 9th or Thursday, May 10th.  Click HERE for more information.
 
IBAT.org  
The IBAT Education Foundation web site has some great resources for learning about financial responsibility.  But there's also a section for parents and adults designed to help us teach our children.  For more information, visit the Education Foundation web site and click on resources for parents.  In particular, you might want to read the article, "Eight Ways to Craft a Rich Legacy For Your Kids."
 

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The Commerce Department released the first of three growth estimates for first quarter 2007 GDP. This preliminary report fell short of economists’ expectations. The 1.3% growth versus an expected 1.8%, coupled with a 2.2% increase in the core personal consumption expenditure rate indicated that the economy is now more reliant on consumer spending...Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

EDUCATION

 
 

PROGRAM

DATE

Location

May 16 & 17

Irving

May 22 & 23

San Antonio

Compliance Management

May 15

Lubbock

May 24

Houston

Compliance Update

June 5

San Antonio

June 6

Irving

June 7

Lubbock

June 28

Houston

Texas Check Handling

June 19

Lubbock

June 20

Dallas

June 21

San Antonio

June 22

Houston

 

IBAT.org

 
Don't Miss this Year's IBAT Leadership Conference!  Early Bird Cut-Off 5/11!
What others have said... 
     "I highly recommend attending the Leadership Conference not only for the education and excellent speakers but also for the networking.  Not only do you bring back to your bank the knowledge you gained from the speakers but also some ideas you get from visiting with the other bankers.  What you bring back to your bank is way more valuable than what it costs for you to attend."
     "I attend the IBAT Leadership Conference because it gives me a great deal of satisfaction knowing that I am contributing to an organization that represents our community banks in Texas.  IBAT does a great job in representing us on so many fronts and therefore enhances the community banking business all across Texas."
     "The Leadership Conference provides bankers with training in a relaxed setting and their families a chance to make lasting friendships with other banking families.  Being a part of the Leadership Conference provides many rewards!"
 
COMING SOON

 
 
 
 
 
 
 
 
For a complete listing of upcoming events, click here. Meanwhile, please mark your calendar for some of our key events for 2007.
 
 
June 14-16, 2007 - Hyatt Lost Pines Resort
 
Advanced Bonds Summit
August 2 - San Antonio
 
Lending Compliance Summit
August 23-24 - Addison
 
IBAT 33rd Annual Convention
September 30 - October 2, 2007 - Fort Worth
 
Bank Operations Institute
October 7-12 - Dallas
 
 
TechMecca 2007
November 28-29, 2007 - Las Vegas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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