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 IBAT's Bottom Line the IBAT weekly electronic newsletter  7/9/2007 
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IBAT.org

 
We are honored to be able to bring you John C. Dugan, Comptroller of the Currency, as one of our general session speakers.  Mr. Dugan will take time out of his busy schedule to provide an industry update from his unique perspective.
     Watch your mail soon for the official convention brochure.  Or check out the preliminary schedule and early bird registration form available on our web site now.
     More information...
 

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Question:  Is a residential lot loan subject to Reg Z?  The customer owns another home.
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 

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IBAT is proud to introduce IPFS as a newly endorsed services provider!  IPFS brings you two $mart Deposit Solutions designed to help Texas community banks balance asset and liability growth and develop sustainable funding strategies.  $mart Deposit Solutions consists of two different, but complementary deposit programs to generate low-cost, callable and non-callable, weekly deposits.  
 
We would also like to invite you to attend a 45 minute informational webinar on July 19 at 9:30 a.m. CDT.  Click HERE and register today! 
 
Webinar key topics include:
IBAT.org Asset and Deposit Trends 
IBAT.org World War Generation Passing Wealth to Next Generation
IBAT.org FDIC Liquidity Guidelines – in development  

CLICK HERE to register.
   

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The U.S. economy added 132,000 jobs in the month of June, slightly beating economists’ expectations of 125K. A revision to last month’s jobs total pushed bond prices down as May’s numbers were revised up 33,000 jobs to 190,000...Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

EDUCATION

 
Advanced Bonds Summit
August 2, 2007
Omni La Mansion del Rio, San Antonio
 
At the end of the summit, attendees will be able to:
IBAT.org Explain basic principles of interest rate and bond market dynamics
IBAT.org Apply proper analysis of individual bonds
IBAT.org Identify techniques for comparison of different bond types
IBAT.org Create a method for investment portfolio management within the context of overall Asset/Liability Management
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key events for 2007. 
 
 
Advanced Bonds Summit
August 2 - San Antonio
 
Lending Compliance Summit
August 23-24 - Addison
 
September 29 - October 2, 2007 - Fort Worth
 
Bank Operations Institute
October 7-12 - Dallas
 
FDIC Banker Outreach
October 23 - Richardson
October 25 - Arlington
 
 
TechMecca 2007
November 28-29, 2007 - Las Vegas
 
Financial Literacy Summit
December 4-5 - TBD


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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