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 IBAT's Bottom Line the IBAT weekly electronic newsletter  7/16/2007 
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More Tax-Free Competition?
The Farm Credit System continues to push forward with plans to dramatically increase their ability to compete with you - not only those of you in rural areas, but everywhere in Texas. The House Agriculture Committee will meet the week of July 16 for a "mark-up" on the Farm Bill, which in its present form includes some of these unsavory provisions. Our letter to the Texas members of the Ag Committee is on our Web site, and we have copied all of our Congressional delegation to let them know of our opposition to these proposals.
     ICBA has put together some excellent talking points and background information on this issue at http://icba.org/. We strongly recommend that you take a moment to let your Congressman know that this unwarranted expansion by yet another tax-advantaged competitor is simply not acceptable.
 
LEADERSHIP DIVISION REGIONAL GOLF TOURNAMENT
IBAT.org  
Kyle Irwin, Gary Wells and Doak Crabtree are hosting the annual Amarillo Leadership Golf Tournament on Monday, August 13, at the Ross Rogers Golf Complex.  Shotgun start is at 8:00AM.  CLICK HERE for an Entry Form.
     To sponsor this event, CLICK HERE for more information.
 
LEADERSHIP CONFERENCE PHOTOS

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  IBAT has developed a slide show of photos taken during the June Leadership Conference at the Hyatt Lost Pines Resort.  To view, go to www.ibat.org.  On the menu bar, click on Member Center and then Leadership Division.  Then click in the photo box at bottom right-hand corner.
 
TEXAS CONFERENCE FOR WOMEN

IBAT.org

 
IBAT is proud to be a supporting organization for the Texas Conference for Women, October 4, at the Austin Convention Center.  Whether you’re looking for inspiration or education, connection or community, you’ll find it at the conference.  This unique one-day event draws more than 7,500 attendees more than 80 speakers and almost 300 exhibitors from around the state.  2007 keynote speakers include Elizabeth Vargas, co-anchor of ABC News’ 20/20, Carly Fiorina, former chairman and CEO of Hewlett-Packard, and Mary Wilson, former member of the Supremes.
 

IBAT.org

 
Online convention registration is now available!
The official convention brochure will be mailed this week, but all the information is on our web site now.  Click the link below to register online (and receive an instant e-mail confirmation!), view all convention information, or check out our list of sponsors and exhibitors.
     More information...
 

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Question:  Our bank makes a lot of consumer loans.  Is there any limit on how much our loan officers can make on credit insurance sales?
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 

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IPFS $mart Deposit Solutions
IPFS is an endorsed service provider offering three different deposit programs called $mart Deposit Solutions to generate low-cost deposits. These solutions work in tandem and separately to generate deposits that enable Texas bankers to have:
IBAT.org Guaranteed settlement within 2-7 days depending on the IPFS program
IBAT.org Varying maturities from 3 months to 10 years 
IBAT.org Size ranging from $100,000 to $10,000,000
IBAT.org No participation fees, no pooling fees, no participation requirements, and extremely simplified administration

Contact IPFS for more information about multiple deposit solutions for your bank.  Call their knowledgeable deposit consultants - Christa, Justin or Michael - at any time at 800.483.6835.
     Register today for a complimentary webinar on July 19, 2007 at 9:30 a.m. cdt and learn more about this program.
   

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Intermediate- to long-term Treasury Notes rallied ... Consumer credit soared ... The U.S. trade balance fell ... Exports remain strong ... Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

EDUCATION

 
Lending Compliance Summit
August 23-24, 2007
Addison - Crowne Plaza Near the Galleria
 
IBAT presents its fourth annual Lending Compliance Summit.  The program will include moderated “best practices” sessions.  Come for the latest information and an unparalleled opportunity to network and share ideas with your peers!  Join IBAT’s general counsel, Karen Neeley, for this timely program.
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key events for 2007. 
 
 
Advanced Bonds Summit
August 2 - San Antonio
 
Lending Compliance Summit
August 23-24 - Addison
 
September 29 - October 2, 2007 - Fort Worth
 
Bank Operations Institute
October 7-12 - Dallas
 
FDIC Banker Outreach
October 23 - Richardson
October 25 - Arlington
 
 
TechMecca 2007
November 28-29, 2007 - Las Vegas
 
Financial Literacy Summit
December 4-5 - TBD


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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