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 IBAT's Bottom Line the IBAT weekly electronic newsletter  8/13/2007 
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IBAT.org

 
Friday, August 17
Deadline for early-bird registration
and hotel reservations!
Click the link below to access all the convention information, to download a registration form, or to register online.
     More information...
 

IBAT.org

  The IBAT Staff recently traveled to Goldthwaite and prepared a steak dinner for Tommy Head and his board and employees from Mills County State Bank.  The bank was the winner in the drawing during the PAC Fund Drive earlier this year.  Special thanks to former Leadership Division President Mark Few from American Bank of Texas in Marble Falls who came out to help.  CLICK HERE to see the photos.
 

IBAT.org

 
There is Still Time…
For you to get us your items for the IBAT PAC Auction, which will be held on October 1 during the IBAT Convention at the Renaissance Worthington Hotel in Fort Worth.  Thanks to all of you who have already donated, but we always need more, so you still have time to be a part of this event to raise dollars for the IBAT PAC.
     To review the current PAC Auction Catalog, CLICK HERE.
     For an auction form, CLICK HERE.
 

IBAT.org

 
Have You Ordered Your Dream Vacation Tickets?
If not, what are you waiting for?  This is your opportunity to win $5000 CASH to put toward your Dream Vacation or put the cash in your pocket.  Your choice.  Winner will be drawn during the IBAT Convention.
     For ticket information, CLICK HERE or call Mae Beth or Lindsay at 512.474.6889.
 
IBAT.org  
What’s Happenin’ with the Leadership Division?
The IBAT Leadership Division is busy conducting regional meetings throughout the state.  If you have not been active in the division, this is your chance to network and get better acquainted with your colleagues in the area.

Thursday, August 16
San Angelo—Regional Sporting Clay Tournament
San Angelo Claybirds Association Range
For information, contact Scot Long at 325.378.2191
 
Friday, August 17
San Antonio—Leadership Mixer
StoneWerks Café and Bar

To register, CLICK HERE
 

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Question:  The bank charges noncustomers a fee for cashing checks on us.  We are planning on increasing that fee.  Is there any disclosure requirement?  Reg DD compliance?
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 
IBAT EDUCATION FOUNDATION
IBAT.org  
We need YOUR input to the industry-wide joint financial literacy survey. It's easy, painless and will help us tremendously, but time is limited, since the survey needs to be completed by August 24.  Simply go to the IBAT Education Foundation home page and click on the survey title at the center of the page.  Thanks for helping us!
 

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NOW AVAILABLE!!  The GREENBOOK (a.k.a. The Texas & Oklahoma Financial Institutions Directory & Fact Book) is a powerful resource book with over 500 pages of detailed, up-to-date information about Texas & Oklahoma banks and savings and loan institutions - all right at your fingertips!  Everyone in your organization needs this handy daily reference. It's the perfect selection for corporate professionals and associates who need to be current with financial data.  Order your copy today!
   

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Last week was an eventful one for financial markets including the U.S. bond market.  Financial markets around the globe have experienced tremendous volatility in the midst of continuing problems with subprime mortgage lending and related Collateralized Debt Obligations (CDOs).  Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

EDUCATION

 
Join IBAT and TBA at the FDIC Banker Outreach programs on 10/25 at the Wyndham Garden South in Austin, or on 11/6 at the Renaissance Dallas Hotel in Richardson.
     IBAT and TBA are co-sponsoring these events to insure your needs, as a community banker, are met with the quality education from the FDIC.
     We encourage all of your directors, bank officers, and compliance officers, along with the President and CEO, to attend this important update.  In this day in the banking industry you can not miss the timely breakout sessions.
     Brochure...
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key events for 2007. 
 
 
Lending Compliance Summit
August 23-24 - Addison
 
September 29 - October 2, 2007 - Fort Worth
 
Bank Operations Institute
October 7-12 - Dallas
 
FDIC Banker Outreach
October 23 - Richardson
October 25 - Arlington
 
 
TechMecca 2007
November 28-29, 2007 - Las Vegas
 
Financial Literacy Summit
December 4-5 - TBD
 
Winter Summit VIII
January 27-29 - South Lake Tahoe, NV


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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