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 IBAT's Bottom Line the IBAT weekly electronic newsletter  10/22/2007 
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TechMecca

 
Only 40 days remain until TechMecca in Las Vegas.  Registration cutoff for housing is October 28.
     I would ask your special consideration in sending at least one person from your institution. 
     I know what you are thinking...Las Vegas is expensive.  Not so.  IBAT has obtained $139 room rates.  Southwest specials are still running for $99/one way.  The conference registration is just $495 for the first registrant, and if you register by October 28, we will knock off  another $100...$395.
     In addition to the trade show, there is an exceptional program and general sessions on a myriad of technology, payments and operations issues that I know will benefit your COO, Technology or It Officer and Head Cashier.
     Full conference details can be found at this link:  www.techmecca.net.
     Online registration can be accessed at:   https://www.smart-reg.com/web-reg/TechMecca07/
 

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Question:  We have an agreement with a reputable broker/dealer to provide an investment center on bank premises.  The sales staff is properly licensed.  Does the bank have to obtain a securities license?
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 
endorsed
 
 
 
TermNet
 
Since 1983, IBAT’s Endorsed Services Provider TermNet Merchant Services, has maintained a winning tradition of merchant satisfaction.  Through competitive pricing and quality customer care TermNet provides a rare combination of specialties in terminal support and client services not commonly found with other providers. All TermNet associates have a passionate commitment to the needs of their customers offering additional services from gift cards to electronic check conversion. TermNet is the one stop solution to the merchant’s electronic payment needs. They will be happy to discuss all your processing needs and provide an analysis of your current electronic payments system.
     To learn more about TermNet Merchant Services, please contact John Anderson at 877-969-6687 or e-mail at JohnLeeAnderson@cs.com.
   

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Companies began releasing their September's earnings last week as a slew of them either missed or exceeded analysts’ expectations.  Google and McDonald’s beat the street with more than expected revenue, while Bank of America, Caterpillar, and Wachovia fell short of projections.  Stocks are down over 400 points last week as housing woes still loom, along with quarterly reports generally pointing to a slowdown in the fourth quarter...Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

Education Foundation

 
To prepare your community for the National Teach Children to Save Day coming up in 6 months on April 29, 2008 go to the IBAT Education Foundation home page and click on Bankers under Who You Are, then click on "Teach children to save." Check out the third item under Resources: "Money Talks" which is a free quarterly newsletter to share with your customers and help them realize the importance of saving.
 

EDUCATION

 
Financial Literacy Summit
December 4-5, 2007   -   Dallas
Online registration is now open for the 2007 Financial Literacy Summit, presented jointly by the IBAT Education Foundation and the Texas Bankers Foundation.
     Purpose of the Summit:
     IBAT.org To demonstrate practical ways community bankers can bring financial literacy information to schools.
     IBAT.org To spotlight successful programs that earn CRA credit where local bankers have promoted financial education using MoneySmart, Building Wealth, Texas Department of Banking and other regulatory agency initiatives.
     IBAT.org To showcase the partnership between Junior Achievement and Community Bankers.
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key upcoming events. 
 
 
FDIC Banker Outreach
October 25 - Arlington
November 6 - Richardson
 
 
TechMecca 2007
November 28-29, 2007 - Las Vegas
 
Financial Literacy Summit
December 4-5, 2007 - Dallas
 
Winter Summit VIII
January 27-29, 2008 - South Lake Tahoe, NV
 
IBAT Regional Meetings
January 22-25, February 5-8, 2008 - Locations TBD
 
IBAT Annual Congressional Visit
April 29-May 1, 2008 - Washington, DC
 
IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston
 
IBAT 34th Annual Convention
September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop
 
Bank Operations Institute
October 12-17, 2008 - Dallas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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