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Your friends at IBAT would like to take this opportunity to convey our sincere thanks to all of our members for making 2007 another great year for your association and for community banking in Texas. We look forward to serving each of you and this great industry in 2008 - and beyond! |
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| NEWS |
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IBAT Winter Summit VIII
January 27-29, 2008
South Lake Tahoe, NV |
A number of you have already registered at one of our premier programs of the year - the IBAT Winter Summit in South Lake Tahoe. If you're considering joining the top Texas bank regulators and three of the best banking attorneys in Texas for a terrific program, great networking and lots of fun in a wonderful venue, please don't delay. To register or for more information, please CLICK HERE.
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IBAT Regional Meetings
All the meetings have been booked - mark your calendar to attend one near you. Watch your mail in the next week or so for registration information. Meanwhile, CLICK HERE to see the full schedule. | |
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: We have written off an overdrawn account. The prior customer has brought in a check to cash. Can we set it off?
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| IBAT EDUCATION FOUNDATION |
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Make Your Year End Gift Today!
Do you have a favorite IBAT moment from 2007?
Perhaps you remember a unique speaker who spoke at the Annual Convention. Or maybe the moment included a special news story that really captured the essence of what it means to be a Texas community banker. Maybe it was a customer who credits your bank for opening a window of opportunity that lead to their success. Maybe it is a student who credits your piggy bank for leading them to a path of savings.
In 2008 you can count on IBAT to keep the vibrant history of community banking alive and forward thinking.
There are four days left in 2007, so here are four reasons to make a gift to the IBAT Education Foundation:
 First, you'll be supporting the IBAT History Project that tells the story of community banking, its proud past and its vibrant future. Second, the gift would support banker- taught Junior Achievement financial literacy programs that you and so many others respect and enjoy. Third, the gift receives CRA recognition for IBAT's efforts in the area of financial literacy and may be tax deductible in April in accordance with your bank tax filing method.
Fourth, you'll be helping the IBAT Education Foundation fulfill its mission of building financially literate communities.
We hope you'll take the time right now...while you are thinking about it...to go to IBAT's secure online pledge form. CLICK HERE! |
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| SOLUTIONS FROM SERVICES |
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2007 has been a fabulous year for IBAT and all of our membership!
To all of IBAT's member banks:
We thank you for supporting IBAT's Endorsed Service Providers and for contacting IBAT Services as your resource for new products and services. Many of you have made valuable contributions by serving on task forces and calling us with ideas that will continue to serve the community banking industry.
Your IBAT Services board of directors works tirelessly in review of proposals for new endorsements! They are exacting in their expectations and relentless in negotiating IBAT Member Only benefits before recommending specific endorsements for the IBAT board's approval. You can look forward to the results of their efforts in the new year!
To all of IBAT's Endorsed Services Providers and consultants:
We are so proud of the integrity that you bring to the portfolio of endorsements and appreciate the savings you provide IBAT members! Thank you also for the generous contributions you've made through sponsorships and participations in IBAT's many activities.
The Services' staff celebrates every day and we hug our desks often! We enjoy working for you and send our best wishes for you and your family for the new year!
Ramona, Curt and Jessica |
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| BAKER WEEKLY |
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The short holiday trading week was certainly not short on market moving events…Wednesday's report showed nationwide house prices fell by the largest amount on record…Thursday added to the weak economic data with lower than expected Durable Goods Orders and higher than expected Initial Jobless Claims…Next week will see a slew of economic numbers, but everyone will be focused on Friday's Employment Report to see if all of the recent economic reports will translate into rising unemployment...Read more in this week's Baker Weekly.
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| ON THE EDUCATION FRONT |
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Investment Basics Summit
February 12, 2008
The Watermark Hotel & Spa, San Antonio |
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COMING SOON |
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For a complete listing of upcoming events, CLICK HERE. Meanwhile, please mark your calendar for some of our key upcoming events.
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January 22-25, February 5-8, 2008 - Locations TBD |
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February 12, 2008 - San Antonio |
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March 6-8, 2008 - Grand Bahama Island |
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April 29-May 1, 2008 - Washington, DC |
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IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston |
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September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop |
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Bank Operations Institute
October 5-10, 2008 - Dallas | | |
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Contact IBAT or if you have comments or questions about this newsletter,
email or call Bonnie Kankel at (800) 749-4228. |
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