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| IBAT REGIONAL MEETINGS |
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The first leg of our 2008 Tour is under way...but there's still time to register for the second leg.
Here's your chance to help frame our program of work in 2008. We invite you, your officers, employees and directors to attend one of these FREE meetings – simply fax us your registration form or register online.
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| HAVE YOU REGISTERED YET? |
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IBAT's Post-ICBA Convention Program
March 6-8, 2008
Grand Bahama Island
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IBAT has put together a post convention excursion/program combining a little bit of business with a lot of fun! We'll be staying at the beautiful Westin Grand Bahama Island Our Lucaya Resort. Back by popular demand, Mike Woody is designing a special program covering the hottest topics facing our industry today. Space is limited...so don't delay, sign up today!
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IBAT's 16th Annual Congressional Visit
April 29-May 1, 2008
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Here's your chance to take the community banking story where it makes a difference - Capitol Hill! Join us for our behind-the-scenes visits and show your commitment to your industry. |
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: Is our bank required to have an affirmative action program?
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| SOLUTIONS FROM SERVICES |
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2008 IBAT Community Bank Employee Benefits Survey- Extended Deadline!!
Just after salaries, officer and employee benefits costs may be the highest non-interest expense item on your bank’s income statement! And the cost continues to climb!
We hope you will provide your bank’s data for the 2008, 5th Edition of the IBAT Community Bank Employee Benefits Survey! The Survey is comprehensive and streamlined for quick completion. As a participant, your cost for the results of the survey is only $315* and will be available by April 1st. Non-participants will be charged $665*.
Your participation enhances the credibility of The Results - ultimately helping you:
 Track the changes in group medical benefits and employee cost sharing as responding banks seek to “hold the line on insurance costs.”
 Evaluate 25+ different types of employee benefits being covered including a comprehensive look at various plan specifics utilized by responding banks.
Gather information about the utilization of new benefits such as high deductible health plans (HDHP’s) and health savings accounts (HSA’s).
To gather the most valuable sample we have extended the completion deadline to February 11th!! Next steps:
1. Click HERE to print a copy of the questionnaire and response form.
2. Fax or mail your completed questionnaire to IBAT.
For additional information, contact John Cooper at CBIS at 972.276.2213 or john@cooperbis.com. |
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| BAKER WEEKLY |
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Stocks in the U.S. fell sharply last week as a slew of corporate earnings came in lower than anticipated…The Dow Jones Industrial Average has given up 9.6% since the beginning of the year and has fallen 14.7% from its high in mid October 2007 (14,165)…crude oil prices have fallen 8.7% in just over two weeks, even after breaking an all-time high of $100/bbl, as speculators see the potential for a global economic slowdown easing demand for oil...Read more in this week's Baker Weekly.
Update: Federal Reserve Cuts 75bps in Emergency Move to 3.50% - Read more...
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| ASSOCIATE MEMBER ANNIVERSARIES |
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We'd like to recognize and congratulate the following Associate Members on reaching significant anniversaries with IBAT, and to thank them for their service to the community bankers of Texas:
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| ON THE EDUCATION FRONT |
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As you may have seen recently, the FDIC has published an enhanced version of the IT Officer’s Questionnaire. While this has come from the FDIC, it is expected that all agencies within the FFIEC will adopt a similar position. A financial institution’s answers to the Questionnaire will inevitably set the tone of your next examination before the examiner walks in the door.
The Questionnaire covers specific questions around the following areas of IT:
Risk Assessment
Operations Security and Risk Management
Audit/Independent Review Program
Disaster Recovery and Business Continuity Management
Vendor Management and Service Provider Oversight
Additionally, the Questionnaire provides detailed guidance for management’s own internal audit and assessment efforts. The Questionnaire can be found HERE.
IBAT has partnered with SecureWorks to coordinate the IT Security Summit which will cover these areas of concern. Please do not hesitate to register.
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COMING SOON |
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For a complete listing of upcoming events, CLICK HERE. Meanwhile, please mark your calendar for some of our key upcoming events.
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January 22-25, February 5-8, 2008 - Locations TBD |
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February 12, 2008 - San Antonio |
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February 21, 2008 - Arlington |
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March 6-8, 2008 - Grand Bahama Island |
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April 29-May 1, 2008 - Washington, DC |
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IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston |
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September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop |
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Bank Operations Institute
October 5-10, 2008 - Dallas | | |
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Contact IBAT or if you have comments or questions about this newsletter,
email or call Bonnie Kankel at (800) 749-4228. |
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