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 IBAT's Bottom Line the IBAT weekly electronic newsletter  2/4/2008 
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NEWS

news

 
Attorney General Abbott Needs Your Help
Texas Attorney General Greg Abbott is renewing his efforts to encourage Texans to protect themselves against identity theft and has asked for our help in locating individuals who have been victims of this crime.
     Thousands of Texans have been victimized by identity theft and IBAT appreciates the efforts of General Abbott as he continues the fight against this widespread crime.
     If you or one of your bank’s customers have been a victim of identity theft and would be willing to visit with the Attorney General’s Office about your experience with this crime, please call Mae Beth Palone in our office at 800.749.4228.
 
Community Banking Month
In April, IBAT will join our counterparts across the nation in celebrating Community Banking Month.  This is the time for you to promote community banking to your customers and neighbors.  Our national affiliate, ICBA, has ideas, as well as turnkey press and marketing materials for you to use in your celebration.  For more information, click HERE.
 
IBAT Education Foundation  
Calling for Banker Volunteers to Teach Financial Literacy Classes
Would you like to volunteer OR nominate one or more persons from your bank to be part of our IBAT Spring 2008 Junior Achievement K-12 pilot teaching program?  We are seeking interested bankers statewide to work with a JA chapter close to you.  No matter if you have taught in the past, or if you are new to the JA program, please fill out the online application by clicking HERE.
     All volunteers will be matched to a JA Chapter and assigned to a class based on teacher requests.
     Click HERE for more information.
 

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Attention all IBAT Associate Members...
Mark your calendar now to attend our Associate Member Orientation:
Friday, July 25
10am-3pm
IBAT Headquarters in Austin
 

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Question:  I have a customer who lives in New York and owns a home in Cedar Park Texas.  He wants a HELOC loan against the Texas house. I assume I can do this under standard procedures?  Thanks for your help.
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
 
endorsed
 
 
 
Genesis
 
IBAT.org When a multi-branch bank needed help preparing their 2008 marketing plan, they called the marketing specialists at The Genesis Group.
IBAT.org When a community bank was ready to expand into a new market, they called Genesis to conduct a thorough product review of their bank and the new competition.
IBAT.org This month, several banks have turned to Genesis to plan and implement loan campaigns to invigorate personal and commercial loan demand.
IBAT.org And, have you seen the new logo for the Subchapter S Bank Association? As you know, IBAT recently signed a management services contract with the Sub S Bank Association and they called The Genesis Group, IBAT’s endorsed service provider, to design the new logo for the association. The rest is history!
 
Visit our website to discover more ways The Genesis Group can help your bank. Or call us at 800.725.3800.
     Also, please consider joining the Sub S Bank Association.  Click HERE to learn more.
   

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The U.S. economy saw a decline of 17,000 payrolls for the month of January, far from most economists’ expectations of positive 70,000 job growth…the Fed cut its target rate 50bps, as expected, to 3.00%...yields for the 2yr Treasury Note have fallen 194bps since the Fed’s first rate cut on September 18.  As the Fed tries to spark the economy by lowering borrowing costs, the Treasury yield curve has begun to show promising signs of a regular shape, with the long-bond yielding more than shorter securities....Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

EDUCATION

 
IBAT Appraisals Summit
March 6, 2008
Omni at the Colonnade, San Antonio
Hotel Deadline – 2/8
 
PURPOSE:
bullet Sound real estate lending policy
bullet Compliance with applicable real estate regulations
bullet Minimum requirements of an “evaluation” vs. an appraisal
bullet The Appraisal Review process 
 
 
COMING SOON

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key upcoming events. 
 
 
February 12, 2008 - San Antonio
 
February 21, 2008 - Arlington
 
Appraisals Summit
March 6, 2008 - San Antonio
 
March 6-8, 2008 - Grand Bahama Island
 
Sales Culture Summit
March 11-12, 2008 - San Antonio
 
Operations Compliance Summit
April 17, 2008 - Dallas
 
April 29-May 1, 2008 - Washington, DC
 
IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston
 
IBAT Associate Member Orientation
July 25, 2008 - Austin
 
September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop
 
October 5-10, 2008 - Dallas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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