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| NEWS |
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Public Funds Survey
Last week, we sent a survey on public funds issues to the "primary contact" in each of our member banks. The information derived from this survey will provide us valuable information as we prepare for the 2009 legislative session. If your bank has not yet responded, we ask that you please do so. The survey may be accessed HERE. |
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: I am looking for information regarding Home Equity loans and whether there can be extensions or modifications done. Any information that you can provide would be appreciated greatly. Thank you for your help!
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| SOLUTIONS FROM SERVICES |
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Six IBAT banks have recognized the benefits of working with PULSE in signing agreements for their Discover Debit program. PULSE brings a full range of debit products and services along with exceptional value to all network participants. Discover® Debit--Discover® Network and PULSE® provide one of the most exciting products to hit the payments space in recent years - Discover Debit. This signature debit program, which is available to all financial institutions, includes the Discover Debit Card for Individuals and the Discover Debit Business Card. For more information contact John Fuller at 469.384.9363 or via e-mail at jfuller@pulse-eft.com. |
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| BAKER WEEKLY |
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Market sentiment last week was mixed as economic indicators varied…Business inventories increased in December while holiday sales declined…the year-end trade balance narrowed more than anticipate…Retail sales rose in January…Import prices jumped up last month due to increased costs for food and energy…The current yield on the 2Yr Treasury Note fell to 1.89% and the 10Yr T-Note moved up to 3.78%. The 2’s/10’s spread hit a recent high of 196bps yesterday. Read more in this week's Baker Weekly.
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| ON THE EDUCATION FRONT |
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There is still time to register for:
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How to Create and Maintain a Sales Culture
in a Community Bank
March 11-12, 2008
Omni San Antonio Hotel
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Who Should Attend:
This seminar applies to everyone involved in sales, from the CEO who is attempting to create or improve a sales structure in their bank, to the sales trainer, to the employee who simply needs to learn or improve sales skills. |
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COMING SOON |
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For a complete listing of upcoming events, CLICK HERE. Meanwhile, please mark your calendar for some of our key upcoming events.
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March 6-8, 2008 - Grand Bahama Island |
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Operations Compliance Summit
April 17, 2008 - Dallas |
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April 29-May 1, 2008 - Washington, DC |
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IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston |
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September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop |
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October 5-10, 2008 - Dallas | | |
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Contact IBAT or if you have comments or questions about this newsletter,
email or call Bonnie Kankel at (800) 749-4228. |
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