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| IBAT 16TH ANNUAL CONGRESSIONAL VISIT |
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We would like to thank those of you who have registered for IBAT’s 16th Annual Congressional Visit. We still could use a few more warm bodies to represent our industry when we travel to Washington, DC, April 29-May 1, to tell the community banking story to our Texas congressional delegation.
There are still a few rooms available in our hotel block at the Melrose Hotel for Tuesday, April 29 and Wednesday, April 30 and the deadline for registration has just been extended to this Thursday, March 20th. Rooms are limited, so please register today!
You’ll be teamed up with IBAT staff and other community bankers as you make your way around Capitol Hill. YOU can make a difference!
To learn more or to register, click HERE.
IBAT would like to thank Mim Neiman of Community Commercial Services in Clinton, South Carolina and Kathy Smith of Bank Compensation Consulting, Inc. in Plano for making scholarships available to members of the Leadership Division and others to help with travel expenses. Thank you for your support in this important effort! |
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| LEADERSHIP DIVISION BOARD NOMINATIONS |
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The IBAT Leadership Division is accepting nominations or the 2008-2009 Board of Directors. The Division is looking for energetic and motivated leaders. If you are interested in being an integral part of raising money for the IBAT PAC as well as creating a strategy and implementing plans that will impact the future of the Leadership Division and community banking, we invite you to submit your nomination to the board.
Current Leadership Division members should have received a nomination packet in the mail. All nominations must be accompanied by a letter of support from your bank or company president.
For more information on the nominating process, click HERE.
Deadline for nominations is March 25. |
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| IBAT SPONSORS FIRST LADY'S TOUR |
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For the 14th consecutive year, IBAT sponsored the Texas Historical Commission’s First Lady’s Main Street Tour which recognizes the efforts of select Texas cities to revitalize the downtown area. Chris Williston, Steve Scurlock and Mae Beth Palone accompanied First Lady Anita Perry and members and staff of the Texas Historical Commission to Laredo and Royse City - named Texas’ Main Street Cities for 2008.
IBAT congratulates Falcon International Bank, Texas Community Bank and the First National Bank of Edinburg for their efforts to provide low-cost loans for the revitalization of downtown Laredo. We also congratulate Texas Leadership Bank and the American National Bank of Texas for providing low-cost loan opportunities for revitalization efforts in Royce City.
Click HERE to view the photos. |
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| BE A HERO TO A LOCAL TEACHER |
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Watch your mail for information on how you can be a hero for one of your local teachers by nominating them for the First Annual IBAT Teaching Excellence in Financial Literacy Award.
IBAT wants to recognize and celebrate outstanding teachers who have tackled financial education in the classroom. Not only will they receive an award, they also will receive a cash prize of $1,000!
Three teachers from across Texas will be selected for this award by a panel of judges based on their responses to seven questions relating to financial literacy and your letter of support. The winners will be recognized during the IBAT Education Foundation Gala, but the real celebration will be local, at a school assembly, with you presenting the award and $1,000 check to the deserving teacher before their students and peers.
Deadline for nominations is June 1, 2008. For questions, call Mae Beth at 1.800.749.4228.
Click HERE for more information... |
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| CONSUMER TIPS |
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In the current economic climate, we hear terms such as subprime, Fannie Mae, Freddie Mac, ARM, recession and depression. Do you know what these terms mean to your current financial situation? This month’s column is designed to help you understand some of the financial terms you may need to know as you navigate the financial waters.
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| TECHMECCA 2008 |
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Save the Date!
TechMecca 2008
November 3-4, 2008
Hyatt Regency Dallas
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: On the loan types allowed, what is the maximum amount we can charge for a returned check fee? Does this same amount correspond to the NSF Paid/Returned Fees on checking accounts? I find nothing that limits us on the amount of this fee - only competition.
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| SOLUTIONS FROM SERVICES |
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Brand Deep or on Price You’ll Compete
To brand deep you have to understand how your brand essence aligns with your loyalty strategy, your innovation strategy, your hiring and retention strategy, your experience strategy, and ultimately your business strategy. And then you have to really deliver. Find out how to develop and deliver a truly meaningful brand experience strategy.
Join IBAT Endorsed Provider, Deluxe, and learn:
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How brand strategy has evolved to meet new consumer needs |
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The criteria by which to judge a deep brand strategy |
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The organizational issues that keep brands from going deep |
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The process for finding and delivering new, true, and meaningful brand opportunities |
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Case examples of brands who create meaningful brand experiences |
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Steps you can take immediately to assess your brand strategy |
Date: 3/25/2008
Time: 1:00 p.m.
Click HERE to register and learn more! |
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| BAKER WEEKLY |
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Topping the news last week was not only the collapse of Carlyle Capital’s fund due to margin calls, but the emergency funding provided to Bear Stearns. JPMorgan Chase and the New York Federal Reserve have stepped in to add short-term funding and possibly longer term funding alternatives as Bear’s liquidity position has “significantly deteriorated” according to a statement by the firm...Read more in this week's Baker Weekly.
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| ON THE EDUCATION FRONT |
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Operations Compliance Summit
April 17, 2008
Westin Park Central, Dallas
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What you will learn:
u Best practices for security intrusion notification
u Tips for ID theft red flags
u HR refresher and veterans’ rights
u New liability for remotely created drafts
u Compliance with stolen check reporting
u BSA update
u New school depository requirements |
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COMING SOON |
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For a complete listing of upcoming events, CLICK HERE. Meanwhile, please mark your calendar for some of our key upcoming events.
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April 29-May 1, 2008 - Washington, DC |
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IBAT Leadership Conference
June 19-21, 2008 - Moody Gardens, Galveston |
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September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop |
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October 5-10, 2008 - Dallas | | |
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Contact IBAT or if you have comments or questions about this newsletter,
email or call Bonnie Kankel at (800) 749-4228. |
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