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 <description>A list of the current Focus Newsletters</description>
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<item>
 <title>FOCUS Newsletter April 2011 - Enlist Customer Support to Stop the Durbin Amendment</title>
 <link>http://www.ibat.org/services/pdfs/2011/04/29/focus-newsletter-april-2011-enlist-customer-support-stop-durbin-amendment</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/genesis-group">Genesis Group</category>
 <category domain="http://www.ibat.org/category/categories/ibat-endorsed-provider">IBAT Endorsed Provider</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/legislative-advocacy">Legislative Advocacy</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
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 <pubDate>Fri, 29 Apr 2011 15:45:07 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
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<item>
 <title>FOCUS Newsletter January 2011 - New Year&#039;s Resolutions</title>
 <link>http://www.ibat.org/services/pdfs/2011/01/31/focus-newsletter-january-2011-new-years-resolutions</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
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 <pubDate>Mon, 31 Jan 2011 15:08:50 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
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<item>
 <title>FOCUS Newsletter July 2010 - New Regs - New Opportunity?</title>
 <link>http://www.ibat.org/services/pdfs/2010/07/28/focus-newsletter-july-2010-new-regs-new-opportunity</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/commercial-lending">Commercial Lending</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/consumer-lending">Consumer Lending</category>
 <category domain="http://www.ibat.org/category/categories/federal-legislation-testimony">Federal Legislation</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
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 <pubDate>Wed, 28 Jul 2010 10:36:03 -0400</pubDate>
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<item>
 <title>FOCUS Newsletter April 2010 - Special Offer for IBAT Members Opt-in Marketing</title>
 <link>http://www.ibat.org/services/pdfs/2010/05/24/focus-newsletter-april-2010-special-offer-ibat-members-opt-marketing</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/4-10FocusNewsletterOpt-inMarketing.pdf" length="1121369" type="application/pdf" />
 <pubDate>Mon, 24 May 2010 16:53:57 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">4020 at http://www.ibat.org</guid>
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<item>
 <title>FOCUS Newsletter February 2010 - Marketing Audit: Making the Best Use of Your Marketing Resources</title>
 <link>http://www.ibat.org/services/pdfs/2010/02/24/focus-newsletter-february-2010-marketing-audit-making-best-use-your-marketing-resour</link>
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 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/compliance">Compliance</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/2-10FocusNewsletterMarketingAudit.pdf" length="943535" type="application/pdf" />
 <pubDate>Wed, 24 Feb 2010 15:37:20 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">3644 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2010- Debit overdrafts? Just say Yes!</title>
 <link>http://www.ibat.org/services/pdfs/2010/01/29/focus-newsletter-january-2010-debit-overdrafts-just-say-yes</link>
 <description>&lt;br /&gt;
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 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
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 <pubDate>Fri, 29 Jan 2010 11:25:53 -0500</pubDate>
 <dc:creator>jmolina@ibat.org</dc:creator>
 <guid isPermaLink="false">3554 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2009 - Branding Your Reputation: Are You Delivering?</title>
 <link>http://www.ibat.org/pdfs/2009/08/28/focus-newsletter-august-2009-branding-your-reputation-are-you-delivering</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/8-09 Focus Newsletter Branding your Reputation.pdf" length="1170727" type="application/pdf" />
 <pubDate>Fri, 28 Aug 2009 08:52:08 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2675 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter July 2009 - The Dog Days of Summer</title>
 <link>http://www.ibat.org/services/pdfs/2009/07/27/focus-newsletter-july-2009-dog-days-summer</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <enclosure url="http://www.ibat.org/files/PDFs/7-09 Focus Newsletter Dog Days.pdf" length="811583" type="application/pdf" />
 <pubDate>Mon, 27 Jul 2009 14:15:47 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">2529 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter June 2009 - Meet the Press—With Good Information!</title>
 <link>http://www.ibat.org/services/pdfs/2009/06/30/focus-newsletter-june-2009</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/genesis-group">Genesis Group</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/6-09 Focus Newsletter Meet the Press.pdf" length="1024337" type="application/pdf" />
 <pubDate>Tue, 30 Jun 2009 11:35:12 -0400</pubDate>
 <dc:creator>jmolina@ibat.org</dc:creator>
 <guid isPermaLink="false">2409 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newletter February 2009 - Relaying Your Message</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-February-2009</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/Focus Newsletter Feb 09-3.pdf" length="2804325" type="application/pdf" />
 <pubDate>Mon, 09 Mar 2009 15:34:06 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1486 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2009 - The Brand Stands Alone</title>
 <link>http://www.ibat.org/services/january-2009-focus-newsletter</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/1-09 Focus Newsletter The Brand Stands Alone.pdf" length="2061337" type="application/pdf" />
 <pubDate>Fri, 30 Jan 2009 16:12:21 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1186 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter December 2008 - Merry Christmas</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-December-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/12-08 Focus Newsletter Merry Christmas!.pdf" length="566319" type="application/pdf" />
 <pubDate>Sat, 06 Dec 2008 15:24:06 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1294 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter November 2008 - Community Banking—Much to be Thankful For</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-November-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/11-08 Focus Newsletter Thankful.pdf" length="438416" type="application/pdf" />
 <pubDate>Thu, 06 Nov 2008 15:22:37 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1293 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter October 2008 - Opportunities in Uncertain Times</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10-08_FOCUS_Opportunities_in_uncertain_times.pdf" length="1189327" type="application/pdf" />
 <pubDate>Mon, 06 Oct 2008 16:20:25 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1292 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter September 2008 - A Sense of URGENCY Makes Good Sense!</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-September-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/09-08_FOCUS_Safety_and_Soundness.pdf" length="623409" type="application/pdf" />
 <pubDate>Sat, 06 Sep 2008 16:17:55 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1291 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2008 - Stand Out from the Crowd</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/08-08 Focus Newsletter The Power of Branding.pdf" length="596830" type="application/pdf" />
 <pubDate>Wed, 06 Aug 2008 16:17:09 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1290 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter July 2008 - Lessons from Fannie Mae &amp; Freddie Mac</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-July-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/07-08_Lessons_from_Fannie_Mae.pdf" length="536466" type="application/pdf" />
 <pubDate>Sun, 06 Jul 2008 16:16:00 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1289 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter May 2008 - Gathering Deposits Even When Rates Are Low</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-May-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/05-08 Focus Newsletter Gathering deposits.pdf" length="526287" type="application/pdf" />
 <pubDate>Tue, 06 May 2008 16:09:40 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1288 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter April 2008 - How Do Your Products Compare to the Competition?</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-April-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/04-08_Product_Review.pdf" length="1857213" type="application/pdf" />
 <pubDate>Sun, 06 Apr 2008 16:08:41 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1287 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2008 - Marketing Trends for 2008: Looking Forward, Taking Action</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/03-08 Focus Newsletter Marketing Trends.pdf" length="826797" type="application/pdf" />
 <pubDate>Thu, 06 Mar 2008 15:07:09 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1286 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2008 - When It’s Good NOT to Be in the Headlines</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-January-2008</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/keywordstags/public-relations">Public Relations</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/01-08 Focus Newsletter headlines.pdf" length="821270" type="application/pdf" />
 <pubDate>Sun, 06 Jan 2008 15:05:14 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1285 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter December 2007 - Christmas Wishes</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-December-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/12-07 Christmas Wishes.pdf" length="1090318" type="application/pdf" />
 <pubDate>Thu, 06 Dec 2007 15:03:29 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1284 at http://www.ibat.org</guid>
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<item>
 <title>FOCUS Newsletter October 2007 - Mortgage Banking a Window of Opportunity</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10-07 Mortgage Banking Window of Opp.pdf" length="720561" type="application/pdf" />
 <pubDate>Sat, 06 Oct 2007 16:01:59 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1283 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter September 2007 - Strategic Planning from a Marketing Perspective</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-September-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/9-07 Strategic Planning from a Marketing Perspective.pdf" length="788711" type="application/pdf" />
 <pubDate>Thu, 06 Sep 2007 16:00:12 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1282 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2007 - Interest Checking</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/08-07 Interest Checking.pdf" length="762026" type="application/pdf" />
 <pubDate>Mon, 06 Aug 2007 15:58:55 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1281 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter May 2007 - Targeting Small Business</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-May-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/5-07 Targeting Small Business.pdf" length="683046" type="application/pdf" />
 <pubDate>Sun, 06 May 2007 15:58:05 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1280 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter April 2007 - Mining Niche Markets for Deposits</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-April-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/04-07 Mining Niche Markets for Deposits.pdf" length="589437" type="application/pdf" />
 <pubDate>Fri, 06 Apr 2007 15:57:09 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1279 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2007 - The Best Way to Find Out What Your Customers Think: Ask Them</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/03-07 Customer Surveys.pdf" length="836317" type="application/pdf" />
 <pubDate>Tue, 06 Mar 2007 14:55:06 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1278 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter February 2007 - Branch Banking: You Built It &amp; They Came</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-February-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/02-07 Branch Banking.pdf" length="2209017" type="application/pdf" />
 <pubDate>Tue, 06 Feb 2007 14:53:53 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1277 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2007 - Remote Success</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-January-2007</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/01-07 Remote Deposit Capture Success.pdf" length="1468231" type="application/pdf" />
 <pubDate>Sat, 06 Jan 2007 14:50:12 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1276 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter December 2006 - The Gift of Creativity</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-December-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/12-06 The gift of creativity.pdf" length="445652" type="application/pdf" />
 <pubDate>Wed, 06 Dec 2006 14:48:44 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1275 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter November 2006 - Toot Your Own Horn</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-November-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/11-06 Toot your own horn!.pdf" length="547594" type="application/pdf" />
 <pubDate>Mon, 06 Nov 2006 14:47:51 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1274 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter October 2006 - The Long Tail</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10- 06 The Long Tail.pdf" length="734424" type="application/pdf" />
 <pubDate>Fri, 06 Oct 2006 15:46:37 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1273 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter September 2006 - The Marketing Plan: What&#039;s Your Strategy?</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-September-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/9-06 The Marketing Plan.pdf" length="1607297" type="application/pdf" />
 <pubDate>Sun, 06 Aug 2006 15:45:37 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1272 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2006 - More Bang for Your Branch</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/08-06 More Bang for your Bank.pdf" length="1453091" type="application/pdf" />
 <pubDate>Sun, 06 Aug 2006 15:40:25 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1271 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter July 2006 - Catch &amp; Keep: Customer Retention</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-July-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/07-06 Catch &amp; Keep- Customer Retention.pdf" length="3083421" type="application/pdf" />
 <pubDate>Thu, 06 Jul 2006 15:36:39 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1270 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2006 - Deposit Gathering: Trying to Catch the Wind</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/03-06 Deposit Gathering.pdf" length="2033686" type="application/pdf" />
 <pubDate>Mon, 06 Mar 2006 14:30:57 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1268 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter February 2006 - To Branch or Not to Branch</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-February-2006</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/Feb Branching.pdf" length="4086645" type="application/pdf" />
 <pubDate>Mon, 06 Feb 2006 14:32:39 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1269 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter December 2005 - Lighting a Fire</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-December-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/12-05 Light a Fire.pdf" length="2192909" type="application/pdf" />
 <pubDate>Tue, 06 Dec 2005 14:27:18 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1267 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter November 2005 - Make Your Marketing Plan Count</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-November-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/11-05 Make Your Marketing Plan Count.pdf" length="3882640" type="application/pdf" />
 <pubDate>Sun, 06 Nov 2005 12:59:30 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1266 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter October 2005 - Branding in the Eye of a Storm</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10-05 Branding in the eye of a storm.pdf" length="2392272" type="application/pdf" />
 <pubDate>Thu, 06 Oct 2005 13:57:42 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1265 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2005 - Marketing Planning 2006: The Latest Marketing Trends</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/8-05 Trends.pdf" length="134312" type="application/pdf" />
 <pubDate>Sat, 06 Aug 2005 13:56:46 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1264 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter July 2005 - It&#039;s Time to Get Sticky with Visiting Surfers</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-July-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/fraud">Fraud</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/security">Security</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/7-05 Website Update.pdf" length="117236" type="application/pdf" />
 <pubDate>Wed, 06 Jul 2005 13:55:41 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1263 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter May 2005 - Market Changes Bring Opportunities</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-May-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/5-05 MA Opportunities.pdf" length="112690" type="application/pdf" />
 <pubDate>Fri, 06 May 2005 13:54:18 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1262 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter April 2005 - How to Make Your Bank&#039;s Age a Competitive Advantage</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-April-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/4-05 Older Banks.pdf" length="134513" type="application/pdf" />
 <pubDate>Wed, 06 Apr 2005 13:52:30 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1261 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2005 - Economy or First Class Banking?</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/3-05 VIP.pdf" length="122040" type="application/pdf" />
 <pubDate>Sun, 06 Mar 2005 12:50:12 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1260 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter February 2005 - Free Checking is Just Beginning</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-February-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/2-05 Free checking.pdf" length="120235" type="application/pdf" />
 <pubDate>Sun, 06 Feb 2005 12:46:17 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1259 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2005 - How to Better Manage Donations</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-January-2005</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/1-05 Donations.pdf" length="103800" type="application/pdf" />
 <pubDate>Thu, 06 Jan 2005 12:39:26 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1258 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter December 2004 - Living in a Politically Correct World</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-December-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/12-04 Being politically correct.pdf" length="125111" type="application/pdf" />
 <pubDate>Mon, 06 Dec 2004 12:33:25 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1257 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter November 2004 - Why Even Great New Products Can Fail</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-November-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/11-04 Why product fail.pdf" length="117770" type="application/pdf" />
 <pubDate>Sat, 06 Nov 2004 12:31:42 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1256 at http://www.ibat.org</guid>
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<item>
 <title>FOCUS Newsletter October 2004 - Stored Value Cards May Be The Next Big Thing </title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10-04 Stored value cards.pdf" length="22348" type="application/pdf" />
 <pubDate>Wed, 06 Oct 2004 13:29:51 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1255 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter September 2004 - How to Turn a Large Empty Lobby into an Inviting Place</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-September-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/9-04 Big branches.pdf" length="12277" type="application/pdf" />
 <pubDate>Mon, 06 Sep 2004 13:27:25 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1254 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2004 - How Much Should Your Bank Spend on Marketing?</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/8-04 Budgeting.pdf" length="11973" type="application/pdf" />
 <pubDate>Fri, 06 Aug 2004 13:26:27 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1253 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter July 2004 - Some Big Banks are Acting Smaller and Friendlier</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-July-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/7-04 Acting smaller and friendlier.pdf" length="12728" type="application/pdf" />
 <pubDate>Tue, 06 Jul 2004 13:25:17 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1252 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter June 2004 - &quot;The Right Relationship is Everything&quot;</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-June-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/6-04 Relationships.pdf" length="12190" type="application/pdf" />
 <pubDate>Sun, 06 Jun 2004 13:23:08 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1251 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter May 2004 - How to Retain Your Best Customers</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-May-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/5-04 Customer Retention.pdf" length="22884" type="application/pdf" />
 <pubDate>Thu, 06 May 2004 13:21:47 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1250 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter April 2004 - How to Make Your Signage Work Harder</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-April-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/4-04 Signage.pdf" length="14918" type="application/pdf" />
 <pubDate>Tue, 06 Apr 2004 13:18:09 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1249 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2004 - On Financial Sales, Service &amp; Marketing</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/3-04  Sales job description.pdf" length="11928" type="application/pdf" />
 <pubDate>Sat, 06 Mar 2004 12:16:45 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1248 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2004 - On Financial Sales, Service &amp; Marketing</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-January-2004</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/1-04 Financial Reports.pdf" length="110927" type="application/pdf" />
 <pubDate>Tue, 06 Jan 2004 09:37:51 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1241 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter November/December 2003 - On Making the Most of the Holiday Season</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-November-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/11_12-03.pdf" length="17614" type="application/pdf" />
 <pubDate>Thu, 06 Nov 2003 11:56:48 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1247 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter October 2003 - On Developing a 2004 Sales &amp; Marketing Plan</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-October-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/10-03.pdf" length="17073" type="application/pdf" />
 <pubDate>Mon, 06 Oct 2003 10:35:45 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1240 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter August 2003 - On Designing User-Friendly Bank Web Sites</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-August-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/bank-technology">Bank Technology</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/8-03.pdf" length="18797" type="application/pdf" />
 <pubDate>Wed, 06 Aug 2003 12:48:41 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1246 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter May 2003 - On Designing Money-Making Bank Products</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-May-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/5-03.pdf" length="17567" type="application/pdf" />
 <pubDate>Tue, 06 May 2003 12:42:46 -0400</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1245 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter March 2003 - On Product Promotions to Raise Deposits</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-March-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/3-03.pdf" length="17397" type="application/pdf" />
 <pubDate>Thu, 06 Mar 2003 11:39:31 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1244 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter February 2003 - On Managing Products, Making More Money</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-February-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/marketing">Marketing</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/2-03.pdf" length="17354" type="application/pdf" />
 <pubDate>Thu, 06 Feb 2003 09:56:37 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1242 at http://www.ibat.org</guid>
</item>
<item>
 <title>FOCUS Newsletter January 2003 - On Increasing Sales to Current Customers</title>
 <link>http://www.ibat.org/services/Focus-Newsletter-January-2003</link>
 <description></description>
 <category domain="http://www.ibat.org/category/categories/bank-operations">Bank Operations</category>
 <category domain="http://www.ibat.org/category/categories/focus-newsletters">Focus Newsletters</category>
 <category domain="http://www.ibat.org/category/categories/ibat-services">IBAT Services</category>
 <category domain="http://www.ibat.org/category/categories/senior-management">Senior Management</category>
 <category domain="http://www.ibat.org/category/categories/-genesis-group">The Genesis Group</category>
 <enclosure url="http://www.ibat.org/files/PDFs/1-03.pdf" length="19164" type="application/pdf" />
 <pubDate>Mon, 06 Jan 2003 09:14:15 -0500</pubDate>
 <dc:creator>jkinzler@ibat.org</dc:creator>
 <guid isPermaLink="false">1239 at http://www.ibat.org</guid>
</item>
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