Web Links

Board Information

Deposits

Convenience Accounts
Convenience Accounts – Probate Code §438A
Convenience Signers on other accounts – Probate Code §438B

Corporate Accounts
Corporate Account Takeover - NACHA Resource Center

FDIC Insurance
Seminar on Deposit Insurance Coverage for Bankers - FDIC *.PDF and FDIC Powerpoint

Minor Account
Deposit Account of a Minor – Finance Code §34.305
Payable on Death Accounts
Payment of P.O.D. Account - Texas Probate Code §446

Right of Offset
Right of Set-off Finance Code §34.307
Right of Survivorship
Right of Survivorship - Probate Code §439

TUTMA Account
Texas Uniform Transfer to Minors Account – Property Code Ch. 141
Uniform Single-Party or Multiple-Party Account Form
Account Forms - Probate Code 439A

Lending

Community Reinvestment Act
FFIEC - CRA Main Page
FRB Dallas – Bankers Quick Reference Guide
FRB Dallas - CRA Data Collection Grid
FRB Dallas – CRA Toolkit

Flood Disaster Protection Act
Comptroller's Handbook - Flood Disaster Protection Act
FEMA Mandatory Purchase of Flood Insurance Guidelines
FEMA - Lender Materials
Interagency Questions & Answers

Home Mortgage Disclosure Act
Getting It Right - 2010

Privacy
FDIC Privacy Rule Handbook

Real Estate Settle Procedures Act
HUD FAQ – April, 2010
FDIC Escrow Information - RESPA Escrow Calculator

SAFE Act
FFIEC - SAFE Act FAQ

Spousal Signatures (Regulation B)
Guidance On Regulation B Spousal Signature Requirements – FDIC FIL-6-2004 

Operations

ATM Safety
User Safety at Unmanned Teller Machines – Texas Administrative Code Rule 3.92
Safety at Unmanned Teller Machines – Texas Finance Code Section §59.301

BSA / AML
BSA / AML Interagency Examination Manual - 2010
Interagency Guidance for Taking Enforcement Action (BSA Program)

OCC Bulletin 2007-36
FDIC FIL-71-2007
FRB SR 07-10 

Consumer Privacy
Regulation P – Fed FAQ

Federal Reserve Check Adjustment
Check Adjustment Quick Reference Guide

Inactive Accounts and Escheat
Unclaimed property held by financial institution - Property Code Ch. 73

  • Definition of Inactive – Property Code §73.003(b)
  • Must preserve inactive account – Property Code §73.003(a)
  • When an inactive account is presumed abandoned – Property Code §73.101
  • When check is presumed abandoned – Property Code §73.102

Abandonment of property held by depository other than account, check, safe deposit box – Property Code Ch. 72
Abandonment of account, check, safe deposit box held by depository – Property Code Ch. 74
Escheat of Property – Property Code Ch. 71

Lost Stolen or Destroyed Cashiers Checks

Lost, destroyed, or stolen Cashier's Check, Teller's Check, or Certified Check -  Texas Business Code § 3.312

OFAC
General Questions – OFAC FAQ

Overdraft Protection Programs
2005 Interagency Guidance
FDIC Final Guidance – FIL-81-2010
FDIC Overdraft Payment Program Supervisory Guidance - FAQ
IBAT White Paper