Winter Summit

February 10-12, 2013

If you are interested in spending time with Texas's top regulators and
banking attorneys in a relaxed atmosphere, join us at Harrah's in South
Lake Tahoe for a great learning opportunity.  Here's what others are saying about their experiences at Winter Summit:

“There are two necessary evils in the profession of banking;  regulators and lawyers.  What better place to meet with both than on the shore of Lake Tahoe that is 1600 feet deep?



While we are often frustrated with regulations and laws, it is incumbent on all of us as bankers to stay informed and communicate with our partners. The Winter Summit is and excellent opportunity  for you to discuss the 'rest of the story' with some of the best minds in our business in a relaxed setting.  I support this program and would highly recommend it to anyone that wants to stay on the leading edge of events facing our industry."

-Cliff McCauley, Senior Executive Vice President, Frost Bank 

Sunday, February 10

4:00-6:30pm Registration

5:30-6:30pm Opening Reception

6:30-8:30pm Group Dinner

Monday, February 11

7:30am Breakfast/Best Practices/Networking

8:00-10:00am General Session - What’s New With the Regulators

• Charles Cooper - Banking Commissioner, Texas Department of Banking
• Randy Fenimore - Assistant Deputy Comptroller, Office of the Comptroller of the Currency
• Joe Meade - Deputy Regional Director, Federal Deposit Insurance Corporation, Dallas
• Ann Worthy - Senior Vice President, Federal Reserve Bank of Dallas

An opportunity to candidly discuss the pertinent issues of the day with
the leading bank regulators in this region. Topics covered will
include:

• The evolving regulatory process
• State of the industry
• Capital Planning, Basel Implications
• The compliance avalanche
• Risk management
• Dealing with Dodd—Frank
• Examination “hot buttons”

4:30-6:30pm Apres-Ski - General Session - Hot Issues - Cool Guys: A Dialogue with the Banking Lawyers

• Rick Brophy - Beard Kultgen Brophy Bostwick Dickson & Squires LLP, Waco
• Chet Fenimore - Partner, Fenimore, Kay & Harrison, LLP, Austin
• Justin Long - Partner, Bracewell & Giuliani, LLP, Austin

Three of the preeminent banking lawyers in Texas will address current
issues impacting your bank and your bottom line, including mergers and
acquisitions, compliance, emerging legislative and regulatory issues,
taxes, FASB initiatives, executive compensation and other “hot
issues”...and will address your questions in a relaxed and informal
setting.

7:00pm Group Dinner

Tuesday, February 12

7:30am Breakfast/Best Practices/Networking

8:00-10:00am Open Forum—A Panel discussion with the regulators and

attorneys.

4:30-6:30pm Apres-Ski – More “Stuff” to Worry About: A Focus on Risk Management

• Scott Sharp – Chief Technology Officer – Sharp BancSystems,Bedford

The business of banking is centered around effectively managing risk.
The frequency and severity of unanticipated losses is on the up-tick.
Join in a facilitated discussion on threats to your bank, with real
world recommendations to minimize your exposure. Topics will in-clude:
corporate account takeover, internet banking vulnerabilities, internal
and external fraud schemes and effective control protocols.

Registration

IBAT and Leadership Division member registration fees include all education sessions and handout materials, opening reception and dinner on Sunday, breakfast on Monday and Tuesday, hors d’oeuvres and refreshments during the Monday and Tuesday afternoon sessions, and reception and dinner on Monday night.



Spouse/guest fee includes only the opening reception and dinner on Sunday and dinner on Monday night.

How to Get to Lake Tahoe

Lake Tahoe is approximately 45 miles from the Reno/Tahoe International Airport.