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Product	Company
Banking Software - Other IBAT Member	Vetter InfoAgora Inc. nCino Country Banker Systems, LLC 21st Century Financial Services
Bill Payment - IBAT Endorsed	Apiture First Data Online Banking
Blanket Bond Insurance - Other IBAT Member	IBAT Financial Services
Board Portal - IBAT Endorsed	Computer Services, Inc. (CSI)
Board Portal - Other IBAT Member	Azeus Convene Board Portal
Branching Strategies - IBAT Endorsed	MG Architects
Branching Strategies - Other IBAT Member	Diebold Nixdorf MELION Marketing Accubranch Griffin Financial Group, LLC
Broker/Dealer Services - IBAT Endorsed	The Baker Group
Broker/Dealer Services - Other IBAT Member	FTN Financial Southwestern Regional Insurance Center
BSA/AML - Other IBAT Member	Capco Abrigo
Business Intelligence - Other IBAT Member	S&P Global Market Intelligence Journey Technology Solutions
Cash Products & Services - Other IBAT Member	Glory Global Solutions Reich & Tang FTSI
Certificate of Deposit Products & Services - Other IBAT Memb	QwickRate

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Formed in 1974, the Independent Bankers Association of Texas (IBAT) represents Texas community banks. The Austin-based group is the largest state community banking organization in the nation, with membership comprised of more than 2,000 banks and branches in 700 Texas communities. Providing safe and responsible financial services to all Texans, IBAT member bank assets range in size from $21 million to $31 billion with combined assets statewide of nearly $193 billion. IBAT member banks are committed to supporting and investing in their local communities.

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