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Product	Company
Banking Software - Other IBAT Member	Modern Banking Systems Country Banker Systems, LLC CRMA LLC DCI (Data Center Inc.) Jack Henry & Associates NCR
Bill Payment - IBAT Endorsed	Apirture First Data On Line Banking
Bill Payment - Other IBAT Member	NCR
Blanket Bond Insurance - Other IBAT Member	IBAT Financial Services
Board Portal - IBAT Endorsed	Computer Services, Inc. (CSI)
Board Portal - Other IBAT Member	Azeus Convene Board Portal
Branching Strategies - IBAT Endorsed	MG Architects
Branching Strategies - Other IBAT Member	Diebold Nixdorf Financial Design & Construction, Inc. Accubranch
Broker/Dealer Services - IBAT Endorsed	The Baker Group
Broker/Dealer Services - Other IBAT Member	FTN Financial Southwestern Regional Insurance Center
Business Intelligence - Other IBAT Member	S&P Global Market Intelligence Journey Technology Solutions Banker's Toolbox, Inc.
Car Rental Discounts - IBAT Endorsed	The Hertz Corporation
Cash Products & Services - Other IBAT Member	Glory Global Solutions Reich & Tang FTSI

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Formed in 1974, the Independent Bankers Association of Texas (IBAT) represents Texas community banks. The Austin-based group is the largest state community banking organization in the nation, with membership comprised of more than 2,000 banks and branches in 700 Texas communities. Providing safe and responsible financial services to all Texans, IBAT member bank assets range in size from $21 million to $31 billion with combined assets statewide of nearly $193 billion. IBAT member banks are committed to supporting and investing in their local communities.

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