IBAT's Compliance Team

Kelly Goulart
Regulatory Compliance Manager

Kelly Goulart began his career in banking in 1986 as an Internal Auditor and shortly thereafter moved into regulatory compliance. 

He has worked in banks and as a consultant in the areas of compliance and credit review. He has held the positions of Compliance Officer, Chief Operations Officer, Chief Financial Officer and Director. Goulart is a Certified Community Bank Compliance Officer.

Janie Daniel
Regulatory Compliance Adviser

Janie Daniel is currently working as IBAT’s Regulatory Compliance Adviser and brings nearly 30 years of banking experience to the team. Stratton spent the last 10 years focused on lending compliance at First National Bank of Weatherford.
Daniel attended Weatherford College and Tarleton State University. She has earned the Certified Community Bank Compliance Officer designation and is certified in Understanding Appraisals for Lenders.