Products and Services

Leading the Way to High Performance

IBAT’s Endorsed Service Providers* are selected by bankers just like you, so give them extra points with confidence when considering their proposals for your bank!

Negotiating on behalf of IBAT’s member banks, the board takes pride in the integrity of the due diligence process for these endorsements. They put themselves on your side of the desk before approving endorsed products/services, selecting those that will position your bank most competitively in your marketplace and enhance the profitability of your franchise. IBAT members have saved millions of dollars by requesting the "IBAT Member Only" unique benefits when using these ESPs!

The board doesn’t hesitate to invest resources in the due diligence review process. It engages outside consultants to review financials and audits, to survey customers, to assure that your data is secure, that the business resumption plan and risk management is in order, that the product meets requirements of state and federal agencies and that IBAT’s general counsel has reviewed bank contracts for major relationships. These endorsements undergo due diligence review annually before renewal.

Endorsements are marketed by IBAT Services. Staff Contact: Julie Courtney

*IBAT endorses the listed products but not all products offered by the company.

Advantage Health Plans Trust
Contact: Melissa Nance | Phone: 979-716-9166
Learn more here.

Advantage Health Plans Trust (AHPT), administered by The Kempton Company, provides a wide range of employee benefits to member banks. AHPT is the only program built by Community Bankers for Community Bankers.  It is also only available to IBAT* banks and associate members.

The program provides medical, dental, vision, disability and life insurance coverage.

American National Insurance Company
Contact: Kevin Moore | Phone: 800-899-6502 x 7469
Learn more here.

American National markets a complete portfolio of credit insurance and debt cancellation products. These products include:

  • Credit Life & Credit Disability  
  • Debt Cancellation
  • GAP Waiver
  • Involuntary Unemployment Insurance (IUI)

The Baker Group
Contact: Mike Mackey | Phone: 888-480-0301
Learn more here.


The Baker Group offers:

  • Asset and Liability Management
  • Broker/Dealer Services
  • Investment Portfolio Accounting and Analysis,
  • Budget and Board Reporting
Contact: Brad Giddens | Phone: 325-223-6100
Learn more here.


Committed to providing best in class service, CalTech maximizes your technology by aligning IT initiatives to your banking strategy. With over 25 years of experience in the financial industry, CalTech's services and solutions have been designed to balance regulatory compliance and the cost effective deployment of continually developing technology.

CliftonLarsonAllen LLP and BankTrends
Contact: Jerry McMillonPhone: 972-383-5763
Learn more here.


The CECL allowance calculator, administered by CliftonLarsonAllen LLP (CLA) and BankTrends, estimates the potential impact of the new allowance for loan and lease losses (ALLL) accounting standard on your institution. View the CECL allowance calculator fact sheet


CLA can also help reduce the cost of your telecom expenses without changing carriers. Their team of industry insiders can evaluate what your business spends on telecommunications expenses to help you eliminate waste and save money.  To learn more click here.


Dell, Inc.
Contact: Megan Wright | Phone:  346-234-0155
Learn more here.


Dell’s go-to-market strategy targets Bank and Associate members to offer enhanced discounts and expert technical consulting on all purchases.


Workstations, Servers, Printers, Desktops, Laptops, Ultrabooks, Tablets, Electronics and Accessories, Services and Software.

Deluxe Corporation
Contact: Matt Clark | Phone: 469-763-1266
Learn more here.

Deluxe® provides the industry’s highest quality checks and a host of innovative solutions that support the bank’s goals to increase security, enhance revenue and provide an excellent customer experience every day.

  • Check Printing Services™
  • Deluxe Business AdvantageSM
  • Expense Management Program
  • Business Incorporation Services
  • Office Supplies & Promotional Items
  • Payroll and Employee Management Solutions
  • Mobile Remote Deposit Capture
  • Turnkey Marketing

Diebold Nixdorf
Contact: Tonya Myers-Jordan | Phone: 330-730-1553
Learn more here.

Diebold Nixdorf is a world leader in enabling connected commerce for millions of consumers each day across the financial and retail industries. Its software-defined solutions bridge the physical and digital worlds of cash and consumer transactions conveniently, securely and efficiently. As an innovation partner for nearly all of the world’s top 100 financial institutions and a majority of the top 25 global retailers, Diebold Nixdorf delivers unparalleled services and technology that are essential to evolve in an ‘always on’ and changing consumer landscape.  

Fitech Payments
Bryan Dillon | Phone: 817-698-2254  or  Erin Jester559-908-4010
Learn more here.


Fitech is a payment technology company that makes it simple for your business customers to accept payments, send invoices and manage both their cash flow and business operations with real-time transaction reporting. We serve community banks exclusively, delivering products to help your merchants grow their businesses and solutions to generate non-interest income for your institution. 
Fitech’s solutions include, but are not limited to:
  • Ability to accept all forms of payment: credit, debit, EBT, ACH, Apple Pay®, Android Pay™, Samsung Pay™, text/QR code, gift cards and check
  • EMV compliant point-of-sale equipment, terminals, and software solutions
  • Customized payment page with shopping cart capabilities
  • Robust online reporting tools for both merchants and bank partners
  • Government payments (convenience/service fee), ATM Placement, ACH Payment Processing

Glory Global Solutions
Contact: James Robinson | Phone: 325-725-3979
Learn more here

Glory Global Solutions cash handling solutions automate cash handling tasks to improve productivity and reduce costs.  In addition, Glory solutions improve cash management, reduce internal and external risks and increase profitability.

IBAT endorsed products include:

  • QuickChange® Self-service Coin Deposit Centre
  • Teller Cash Dispensers
  • Teller Cash Recyclers
  • Certified Pre-Owned Teller Cash Dispensers

IntraFi (formerly Promontory Interfinancial Network)
Contact: Chuck McBrayer | Phone: 866-776-6426 x3432
Learn more here.


Promontory Interfinancial Network is now IntraFi NetworkSM. Having built the largest bank network of its kind, we’re a trusted ally to community banks that never competes with banks for their customers and that helps them to attract and maintain valuable customer relationships, grow reciprocal deposits, manage liquidity and generate fee income, diversify funding, and reduce collateralization. Work with the market leader to grow profitability and increase franchise value.


IntraFi Network’s innovative balance-sheet management solution — known as IntraFiSM Network DepositsSM (formerly CDARS®, ICS®, and IND® deposit solutions) — empowers institutions to increase profitability, grow franchise value, manage liquidity more easily, and serve customers better

John M. Floyd & Associates
ContactThomas Aleman | Phone: 504-782-7862
Learn more here.

Based in Texas, JMFA is the national leader helping community banks improve their bottom line. Whether it’s recovering lost non-interest income, providing a better overdraft service with a 100% compliance guarantee, or negotiating the very best deal with your vendors—JMFA helps you achieve measurable results with proven solutions.


JMFA can offer you:

  • Comprehensive Overdraft Consulting
  • JMFA Next Generation Overdraft Privalegetm

MG Architects
Contact: Scott Clanton | Phone: 713-552-0707
Learn more here.

As an IBAT Endorsed Service Provider since 1994, MG Architects (MGA) are known throughout Texas and Central Southwest as the financial institution design specialists.

MGA plays a strategic role in growth, brand definition and identity establishment through:

  • Design specialists;
  • Strategic growth specialists;
  • Brand definition; and
  • Identity establishment through architecture, planning and interior design.

Lorenzo Amaya | Phone: 469-640-6107
Learn more here.


MyTelemedicine, a convenient and affordable solution comprised of a national network of doctors who are available 24/7, 365 days a year to treat minor medical issues. MyTelemedicine has the tools, technology and know-how to efficiently connect patients and providers by phone, email and video for secure, efficient and high-quality care.


What MyTelemedicine Has to Offer You (and your family):

  • Round-the-clock access to U.S.-based, licensed doctors;
  • Phone and video consultations;
  • Prescriptions sent to your favorite pharmacy;
  • Ability to update medical records; and
  • Much more!
Promontory MortgagePath
Contact: Paul Katz |  Phone: 202-257-2927
Learn more here
Promontory MortgagePath combines extensive mortgage operations knowledge and compliance expertise with industry-leading technology to provide efficient, cost-effective digital mortgage and fulfillment solutions to banks of all sizes. Their comprehensive service offering helps banks remain competitive – and profitable – in an ever-changing mortgage market. With their solution, banks leverage Promontory MortgagePath's while-label point-of-sale technology to co-pilot the application process, collaborate with borrowers and access in-app efficiency tools. Then, Promontory MortgagePath processes and underwrites each loan using bank-provided business rules and finally, closes in the bank's name.

Contact: Rich Green | Phone: 601-790-7853
Learn more here.

Focused on What’s Right for You
We come to work with a singular focus – your success. With extraordinary people, technology and solutions, we deliver debit payments and ATM network services tailored to putting you first – like PULSE Select®. It enables cardholders to use thousands of surcharge-free ATMs across the U.S. 
  • Provides cost-effective surcharge-free ATM service
  • Expands financial institution footprint without capital investment
  • Connects to thousands of ATMs coast to coast
  • Lowers costs by reducing the need to deploy new ATMs
  • Provides a desirable service to cardholders
  • Increases traffic at participating ATMs  
This is just one way PULSE is focused on our participants’ needs and how we tailor our solutions to do what’s right for you.

Contact: Liz Olson | Phone: 831-251-2391
Learn more here.


Secureworks® (NASDAQ: SCWX) a global cybersecurity leader, enables our customers and partners to outpace and outmaneuver adversaries with more precision, so they can rapidly adapt and respond to market forces to meet their business needs. With a unique combination of cloud-native, SaaS security platform and intelligence-driven security solutions, informed by 20+ years of threat intelligence and research, no other security platform is grounded and informed with this much real-world experience.